The "2023 China Internet Insurance Consumer Insight Report" shows that the old-age anxiety is "younger".

With the economic transformation, demographic changes and cutting-edge technology development in China, the insurance industry in China is standing in a new historical position. Under the new situation, how can Internet insurance seize the opportunity of the times and take advantage of the situation? Answers from consumers will lead the continuous innovation of insurance products and services and provide new potential for the high-quality transformation and development of the insurance industry.

On April 23rd, 2024, Yuanbao Group (hereinafter referred to as "Yuanbao") and China Insurance and Pension Research Center of Tsinghua University Wudaokou Finance College (hereinafter referred to as "Tsinghua Wudaokou Insurance Center") jointly released the Consumer Insight Report of Internet Insurance in China in 2023 (hereinafter referred to as "Report"). Based on the macro-economic background, the Report explains the current consumption characteristics and future trends of Internet insurance from four dimensions: consumer behavior insight, portrait analysis of celebrities and potential products users, observation of consumption hotspots and judgment of industry trends, and outlines the opportunities of Internet insurance and insurance industry at present and even in the next decade.

This is the China Internet Insurance Consumer Insight Report jointly released by Yuanbao and Tsinghua Wudaokou Insurance Center in the third year. In the past three years, the Report has gained the attention and praise of the industry, and provided suggestions and references from the consumer demand level to promote the high-quality development of the industry.

Zhou Yanli, former vice chairman of China Insurance Regulatory Commission, said in the preface of the Report that 2024 is the 75th anniversary of the founding of New China, and a crucial year for implementing the Party’s 20th strategic plan and realizing the 14th Five-Year Plan. With the economic transformation, demographic changes and the development of cutting-edge technology in China, the insurance industry in China is standing in a new historical position. Facing the new bureau and new machine of the insurance industry in the future, Internet insurance should stand at the forefront and meet the new round of industrial changes.

The insurance industry has steadily recovered, and the demand for health, pension and wealth management has increased.

In 2023, China’s sustained economic recovery led to an obvious recovery of the insurance industry. In 2023, the original insurance premium income was 5.12 trillion yuan, a year-on-year increase of 9.14%. The survey results of consumer insurance expenditure in the report also confirm this growth trend. The data shows that in 2023, insurance consumption will recover steadily, with half of consumers spending more than 8,000 yuan on annual premiums. In the future, over 60% of consumers will spend more than 8,000 yuan on premiums, and the scale of premiums is expected to further increase.

Talking about the internal motivation of the growth of the insurance market, Wei Chenyang, director of the China Insurance and Pension Research Center of Wudaokou Finance College in Tsinghua University, said that the key points are the increase in demand for security brought by economic growth, the increase in demand for pension and medical insurance brought about by the aging population and changes in family structure. "China’s insurance industry will continue to benefit from economic development and people’s growing awareness of risks and become an important force supporting economic stability and social security."

According to the Report, consumers’ awareness of health risk protection ranks first, among which critical illness insurance is the product with the highest holding rate in 2023, with 60% of the respondents holding it, and the "three highs" with high income, high education and high city level are the main groups. In the future, critical illness insurance will gradually sink to a wider group. In addition to critical illness insurance, the holding rate of health insurance products such as commercial medical insurance and Huimin insurance is also high, accounting for 44% and 30% respectively, and there is still much room for growth in the future.

In addition, the aging has put pressure on the social security system, and consumers’ anxiety about providing for the aged has driven the enthusiasm for buying commercial pension insurance and long-term care insurance. According to the Report, commercial endowment insurance ranks second among the types of insurance planned to be purchased in the future. At present, the main force of commercial endowment insurance purchase is still high-income middle-aged people; However, in the next 1-2 years, the proportion of young people aged 20-30 who plan to buy commercial old-age insurance is the highest, and the old-age anxiety is beginning to show a younger trend. The nursing needs of middle-aged and elderly people have increased significantly. At present, high-income middle-aged and elderly people prefer long-term care insurance, and it is expected that more middle-and high-income groups with third-line and below will choose to buy it in the future. The insurance industry should accelerate the exploration of the innovation of "aging-suitable" products and services, enrich the supply of products for the elderly, and improve the breadth and depth of protection for the elderly.

Affected by the downward trend of interest rates, the certainty guarantee advantage of long-term interest locking of insurance is highlighted, which has become the ballast stone of consumer wealth management, and the future savings insurance is favored. Among the newly signed insurance products in 2023, savings insurance ranked sixth; In the planned insurance purchase, the ranking of savings insurance rose to the fourth place, which has a large room for growth. At present, the "three high" people are the main buyers of savings insurance, and will expand to young people in well-off income and low-tier cities in the future. And the steady income is the most important factor for consumers to buy savings insurance.

Consumer demand is more diversified, and long tail demand needs to be tapped.

"Unmarried" and "having fewer children" make the family structure in China show a trend of miniaturization, and the pressure on families to resist all kinds of risks increases sharply. With different ages and income groups, the demand of resisting risks and seeking protection through insurance is becoming more diversified and personalized. Some insurance that used to be small in the public began to be favored by specific people.

In 2023, natural disasters occurred from time to time in some areas, which made consumers begin to pay attention to the function of family property insurance in alleviating post-disaster economic pressure. Family property insurance will rank third among the newly signed insurances planned by consumers in the next 1-2 years. With the gradual popularization of property risk awareness, the demand for family property insurance will also extend from second-tier cities to third-tier cities and below.

The importance of pets in people’s lives is increasing, and pet insurance is beginning to rise. According to the Report, at present, 27% pet owners are equipped with pet insurance, mainly young female consumers; 35% of the people who have not bought plan to buy, and more middle-aged people in first-tier cities will be willing to pay the bill in the future, and the purchasing enthusiasm of male consumers will be significantly improved. Insurance institutions accurately perceive and analyze the diversified needs of different customer groups, and launch targeted products+scene coverage, so as to tap the long tail demand and achieve diversified growth.

In addition to niche insurance, in the face of the same type of protection products, the demand differences of segmented customers are becoming more and more significant. When people aged 20-30 choose insurance, they mainly value "high cost performance"; People aged 31-40 value "wide product coverage"; People aged 51-60 value "low threshold for participation". The enlightenment for the insurance industry is that only by deeply understanding the differences of the core decision points of the insurance link and optimizing the differentiated positioning of products and services will the products achieve leap-forward development.

Intelligent claims are the strongest technology for consumers. AI big model landing practice will speed up.

What factors do consumers value most when buying insurance? 46% of the respondents chose "the insurance company/platform has the strength" and "the claim is simple and the payment time is short". "Worried about the difficulty or rejection of claims" (50%) and "unable to understand the insurance clauses" (39%) are the core troubles of consumers in the past two years. Obviously, the claim link is very important for Internet insurance consumers to make insurance decisions, and intelligent claim settlement is alleviating this problem.

According to the Report, intelligent claim settlement is the technology with the strongest consumer perception, and 71% of the respondents believe that intelligent claim settlement has improved the after-sales experience. At present, more than 80% of consumers with online claims experience are satisfied with claims. With the in-depth application of big model technology, consumers’ troubles about claims are expected to be further eliminated.

Fang Rui, founder and CEO of Yuanbao Group, said that AI technology is kicking off a new round of scientific and technological revolution with amazing iterative speed. At present, the exploration of large-scale model technology in China insurance industry has achieved initial results, and there have been good application cases in customer service, marketing and claims settlement. Taking Yuanbao as an example, after the big model was introduced into the claims review process, the information collection time of a single medical document was reduced to 0.2 seconds, and the pass rate of online one-time review reached 97%, which promoted the speed of claims decision-making by 50%. In addition, Yuanbao combines a large-scale customer service robot, which has stronger understanding, expressive power and professionalism, and can solve complex professional problems in a more popular and understandable language, greatly improving the problem solving rate.

In 2024, AI big model will be accelerated in China insurance industry. In the future, the mode of "artificial+large model service" is expected to change the impression that insurance is difficult to understand, invest and compensate, enhance the public’s acceptance of insurance, and then enhance the popularity of insurance.

Online trend speeds up. Future online insurance purchase is expected to overtake offline.

In terms of exposure channels, in 2023, consumers are more inclined to learn about insurance brands through social media (58%), online channels of insurance brands (39%), short video apps (33%) and other online channels. Young people prefer social media and content platforms, while the elderly prefer short video apps.

In terms of insurance purchase channels, the traditional offline outlets/agent channels (70%) are still the first choice for insurance purchase. However, compared with 2022, the online insurance purchase rate of consumers of all ages generally increased in 2023, and the offline insurance purchase rate decreased. The higher the income, the higher the education level and the higher the city level of consumers, the more inclined they are to buy insurance online. It is worth mentioning that the preference of the elderly for online has increased significantly. The online insurance purchase rate of elderly respondents aged 51 to 60 has increased from 63% in 2022 to 72% in 2023.

The top three reasons for consumers to purchase insurance online are "flexible payment" (52%), "convenient insurance" (49%) and "convenient self-inquiry and product selection" (46%). The higher the income and the higher the city level, the more attention is paid to the convenience, autonomy and less harassment of the insurance process; The lower the income and the lower the city level, the more attention is paid to the recommendation of relatives and friends. In the future, online channels will increase significantly, and 82% of the respondents plan to purchase insurance online, surpassing offline channels (76%).

However, about 8% of consumers who have bought insurance online may be "lost" in the future. 40% of the respondents are "worried about information security risks in online purchases"; 34% of the respondents are worried about "insufficient insurance notification"; 32% of the respondents are worried that "no one can be found and it is difficult to make claims".

Faced with consumers’ doubts about online insurance purchase, Internet insurance institutions should strengthen data security protection and privacy management, constantly optimize service processes, pay close attention to changes in regulatory policies and maintain compliance operations. With the joint efforts of supervision and industry, consumers’ concerns will be gradually dispelled, and the "online" experience will be continuously improved to achieve new breakthroughs.

Taking advantage of the situation, China insurance industry will usher in a new leap.

In 2023, China’s economy continued to pick up, with GDP exceeding 126 trillion yuan, up 5.2% over the previous year. The steady development of the macro economy has driven the insurance industry to achieve a significant recovery. In 2023, the original insurance premium income was 5.12 trillion yuan, a year-on-year increase of 9.14%. Under this background, under the guidance of supervision and the joint efforts of the industry, Internet insurance in China has also entered the "fast track" of high growth and high quality development.

Wei Chenyang said that China’s economic development is full of resilience, and the development prospect of the insurance industry is considerable. We are full of confidence in the transformation and upgrading of the insurance industry in China. In the future, Tsinghua Wudaokou, as a smart financial research and cooperation platform, will continuously establish connections with regulators, industry and academia, build an industry exchange platform, and promote the insurance industry to be stable and far-reaching and achieve high-quality development.

Fang Rui said that we are standing at a new historical intersection, and the demand preferences of insurance consumers are changing with each passing day. In the future, Yuanbao will continue to take consumers as the center, insist on the innovative development of Internet insurance driven by science and technology, keenly grasp the pulse of the times, and meet the needs of consumers with diversified, aging and intelligent products and services under the new situation of China’s economic upgrading and transformation, demographic changes and scientific and technological development, so as to promote the high-quality development of the Internet insurance industry and meet the new round of industrial innovation.

The Forbidden City advises the audience to prepare in advance for the "Eleventh" peak visit exhibition.

The Forbidden City advises the audience to prepare in advance for the "Eleventh" peak visit exhibition.

  BEIJING, Beijing, September 30 (Reporter Ying Ni) On the 30th, the Palace Museum released the "Suggestions on Visiting the Eleventh Golden Week", advising the audience to avoid the peak travel during the peak hours from 10:00 to 13:00 every day, and reminding them that there are many fine exhibitions to choose from. I hope the audience can prepare in advance.

  The full text of the proposal is as follows:

  The "Eleventh" Golden Week in 2017 is approaching. In order to ensure the audience’s visiting atmosphere and cultural experience, the Palace Museum puts forward the following suggestions, hoping that everyone can visit at the wrong peak and travel safely.

  1. The number of visitors to the Palace Museum changes regularly every day. It is suggested that visitors avoid the peak hours from 10:00 to 13:00 every day to make the visit more comfortable.

  2. The daily visit to the Palace Museum is limited to 80,000 person-times, and the on-site ticket window will stop selling tickets at the right time according to the specific situation. Travel agencies and visitors are requested to make an online reservation as much as possible to avoid the hardship of queuing up to buy tickets on the spot, and they can take a special reservation channel for priority access during security inspection. The website of ticket reservation is http://gugong.228.com.cn, and the customer service telephone number is 400-622-8228.

  The official website of the Palace Museum has detailed information such as opening hours, exhibition information, suggested tour routes, etc. The audience can make preparations in advance as needed. During the Eleventh Five-Year Plan period, in addition to the permanent exhibition, the audience can also visit the "Special Exhibition of Zhao Mengfu Painting and Calligraphy" being exhibited in Wuyingdian Painting and Calligraphy Museum, and the "Thousands of Miles of Rivers and Mountains — "Special Exhibition of Green Landscape Paintings in Past Dynasties", exhibited in Changyin Pavilion and Yueshilou Opera Hall, and "Tianlu Yongchang — — Special Exhibition of Ruilu Cultural Relics in the Forbidden City and Feeding Deer in the Garden Circle of Cining Palace, "Sissi Princess and Hungary: 17-mdash; 19th century Hungarian aristocratic life exhibition ","Ming Dynasty imperial kiln porcelain — A comparative exhibition between the unearthed imperial kiln site in Jingdezhen and Hongzhi and Zhengde porcelain handed down from ancient times in the Palace Museum.

  4. The Palace Museum has implemented a comprehensive "no smoking", and lighters are forbidden to be brought into the hospital. It is suggested that the audience should not bring inflammable and explosive dangerous goods to avoid trouble during security inspection.

  In order to avoid being abducted by illegal "one-day tour" tourists, black tour guides, unlicensed tour operators and other illegal people, I hope the audience will be vigilant and not be deceived.

  6. Please visit in a civilized manner, and do not litter, climb rocks, carve or draw pictures, or climb over the guardrail, so as to jointly maintain a clean and orderly visiting environment and protect the cultural heritage with us.

  7. The number of complaints from visitors to the Palace Museum is 85007027, and there is a special person on duty to receive them. Telephone number of medical ambulance station: 85007120.

The Sacrifice box office broke through 700 million, releasing a special feature of hyperspace co-director


1905 movie network news As of November 1,19timeThe box office of the movie that is being shown in the country has beenbreak through700 millionnew high,nearone900Millions of people went into the cinema to watch the movie and gave it high recognition. A few days ago, the film exposed the special feature of "Time-Space Cooperation" directors, further presenting the extraordinary creative process of Guan Hu, Frant Gwo and Lu Yang and co-director Yu-sheng Tian, and also making the best annotation for The Sacrifice’s final excellent presentation with images. In the just-held special screening of "Huai Gan Yong Zheng Teenager" in Peking University and the special screening activities of the Central Party School, the chief producer Liang Jing, the leading stars Zhang Yi and Vision Wei had in-depth exchanges with the audience, shared behind-the-scenes stories from the production perspective, and expressed their sense of responsibility as filmmakers.And a sense of mission.


 

Hard-core directors cooperate in time and space. The Sacrifice sincerely cooperates with efficient production

The Sacrifice, the first film co-directed by three directors, Guan Hu, Frant Gwo and Lu Yang, is being shown in a hot show, and has won 700 million box office. While the daily box office results are leading, the audience’s reputation is still strong. The novel narrative structure of the film surprised the film critics deeply: "The three perspectives have completed the in-depth interpretation of the theme of resisting US aggression and aiding Korea from point to surface, and the transition to the’ bridge’ in the fourth part has completed the extension of hope and spiritual inheritance." Some viewers made no secret of their appreciation of the film’s aesthetics: "The nonlinear narrative structure boldly adopted by the film is a very avant-garde and bold attempt for domestic films, and it also reflects the professionalism and artistic pursuit of the team." For this reason, the film exposed the director’s special feature of "Time and Space Cooperation" to sincerely show the behind-the-scenes production process and thank the fans for their attention and support.

 

For The Sacrifice’s director team, the biggest challenge is naturally the tight production cycle. The director admitted that the filming was a "breakthrough", while co-director Yu-sheng Tian described the film’s production structure as "unique". It is understood that in the initial stage of the script, in the spirit of efficient production thinking, the director formulated an outline to tell the same story from three perspectives. The crew quickly surveyed the scenery, assembled multiple teams, assigned shooting plans, and produced more than 20,000 sets of costumes and a large number of props. With many years of shooting experience, each team efficiently completed the preparatory work for the film in just 20 days. Sharpening the knife does not mistake the woodcutter. At the same time of film preparation, the directors’ teams conducted detailed and professional marching training, blasting test and anti-aircraft gun operation training in an orderly manner, which not only reflected the awareness of safe production everywhere, but also laid a solid foundation for the presentation of real details of the film.

 

Inspiring "Cultural Power" and Guiding The Sacrifice to Pass on the Spirit of the Times

In addition to efficient and adequate preparation for shooting, the collaboration of the three directors is also the core of the excellent presentation of the film. Director Frant Gwo adopted virtual shooting, which greatly improved the accuracy and efficiency of shooting. With the massive communication and interaction with the director, the ground-air engagement part involving ballistic direction and lens conversion can achieve a unified effect. Frant Gwo learned a lot from this emotion: "Director Guan Hu is a director who surprised me, and he is first-class in all aspects of narrative and scheduling." Depending on the production level of the current film industry, the film assembled a special effects team of 2,600 people and finally presented more than 600 special effects shots. At the same time, a large number of real-life shooting in The Sacrifice put forward a great test for the director group. In the natural environment, the skylight weather was out of control, and it also suffered several typhoons and floods. Director Lu Yang remembers this vividly: "The director took on more responsibilities, and he was responsible for filming all the parts of the bridge." Director Yu-sheng Tian also participated decisively, assisting the director to shoot the bridge. Under such extreme conditions, the whole crew played the unity spirit of Qi Xin’s concerted efforts, and created the classic scenes that touched countless audiences today.

 

On October 31st, chief producer Liang Jing, starring Zhang Yi and Vision Wei appeared in Peking University Centennial Lecture Hall and Party School of the Central Committee of the Communist Party of China successively, and had in-depth exchanges with the audience, reviewing the crucial process of the film from preparation to completion from their respective fields. In Peking University, one of the highest halls in China’s academic circles, the spirit of resisting US aggression and aiding Korea conveyed by The Sacrifice touched the audience present. Some students shared the experience that their elders won the medal commemorating the 70th anniversary of resisting US aggression and aiding Korea, and some retired soldiers choked up and recalled their life in the army, expressing their resonance with the feeling that "comrades are not fighting for fame and fortune, but fighting for mutual preservation" in the film. The film’s creator and student representatives also read the letters from the volunteers’ martyrs together, and sang the theme song "Ode to Heroes" together, expressing their memory and respect for the heroes with the voice of the younger generation. When they came to the Central Party School, the founders also admitted that they were also looking forward to being recognized. As the chief producer, Liang Jing, in the face of various challenges, realized the spirit of struggle of the volunteer soldiers who were not afraid of difficulties. For Zhang Yi, "making a movie is like seeking the truth", and he expects the audience to appreciate it even more after suffering. Wei Chen sincerely said: "The martyrs used their bodies as stakes and their will as bullets to strive for peace today. I hope that this spirit can be passed down through movies. " Under the guidance of the spirit of building the central government into a cultural power in 2035, the founders also expressed their determination to continue to create excellent works full of positive energy and reflecting cultural self-confidence. Looking back at the great spirit of resisting US aggression and aiding Korea,Filmmakers gather in The Sacrifice, which embodies a special sense of responsibility and mission, and also strives to contribute to the development of China film industry.

VVIP order: A350 private jet comes with its own SPA massage room.

"Moscow Action" exposed and produced a special feature to shock and restore Moscow in the 1990 s


1905 movie network news The film "93 International Train Robbery: Moscow Action" (hereinafter referred to as "1:1 Restoration") co-produced and directed by released a special edition. With strict textual research and careful design, the crew strives to restore Moscow in the 1990 s to the big screen, and the intentional production of underground water palace, Sino-Russian train changing station, rocket base and other scenes subverts imagination!


Shock and restore the real scene of Moscow in the 1990 s! The story of violent crime action is about to be staged!


Based on the first real case of cross-border pursuit in China, the film Operation Moscow brought the most appalling international train robbery in the 1990s to the screen, revealing the story behind the criminal forces and their greater plots and ambitions, and staged many wonderful stories. In order to restore the social features of Moscow to the greatest extent and bring the most immersive experience to the audience, the crew members "fully fired" and spent more than half a year restoring many real scenes of Russia in that year, presenting the underground water palace, the Sino-Russian train changing station and the rocket base at 1:1, laying a solid foundation for the film quality!


Andy Lau, the co-producer, said: "I hope this can be teased with some characteristics, so that young people now can recall the true story before with everyone." For this huge-scale scene construction, the film production designer said, "After all, it has been 30 years, and the times are completely different. It is difficult to find the temperament of the year and meet the shooting conditions, but the scenery can meet the needs of design and shooting as much as possible." According to the strict requirements of film industrialization standards, the crew created as realistic a scene as possible to satisfy the screen presence, providing the most reliable guarantee for the audience’s audio-visual experience!


In addition, the scenes and plots in the film also take care of each other, forming a clever metaphor. Take the Underground Water Palace as an example, the casinos on the ground are full of sounds and horses, and the rich are bustling; Underground sewers are full of homeless tramps, and there are two completely different worlds on the ground and underground. Just as every character in the film is also "two-faced", there is a deeper humanity to be explored under the surface. Andy Lau, the co-producer, said: "We want the audience to see that the story is happening in the world above and the story is happening in the world below. The underground water palace is like a maze, and everyone’s life in the movie is like a maze. Keep looking, and you will see the sunshine when you find the exit. "


1.1 Carefully create nuanced Andy Lau: Every scene has evidence to follow.


Historically, the sewers in Moscow have been built since the Tsarist period, and they are well-known all over the world. As one of the important scenes, the underground water palace under the casino in the movie "Moscow Action" is built according to the underground waterway in Moscow at a scale of 1:1, covering an area of 6,000 square meters. It has a complex structure and has the functions of running water. The device can be filled with 15 tons of water when the maximum water flow is open at the same time. Andy Lau, the co-producer, said, "I’m really surprised. It’s basically the same as what I saw when I went to Moscow, and I can even get into a tank.". Miao Qingshan, who plays Miao Qingshan, described it as "amazing": "I called it out at that time. This is an instinct, because it is amazing, how can such a spectacular and functional scene be set up in the studio?"


In the early 1990s, due to the different specifications of train tracks, K3 train needed to be replaced when it entered China from Russia, which was also an important story node in the movie. To this end, the crew "re-carved" the Sino-Russian train exchange station, and spent a lot of thought to buy a green leather train that had already been scrapped. It was really shocking to stage a real car! In the movie, the purchase of fighter planes by wealthy businessmen has actually happened in history. The scene of aircraft trading in the movie is located in the abandoned rocket base, which is also modeled after the abandoned rocket base left over from the Soviet arms race. It covers an area of 4,000 square meters and is about 20 meters high. It is very shocking. In the filming, a cy-27 fighter plane was blown up in a 1:1 reduction. The actor said: "When I walk into this scene, I will 100% believe that I am here to trade, and I have a strong sense of substitution."


The scene of the film is not only grand, but also exquisite in detail. The red brick used in the underground water palace is made by the crew according to the size of the real Russian sewer brick, and the color of the brick is mottled, moss and soaked in water for a long time, which is enough to "confuse the real with the fake". Actor Huang Xuan said: "If you don’t know this is a scene, you will really think that it is too similar in the sewer." Everyone in all the creative teams has the greatest awe and sincerity, and strives for perfection almost harshly in art, just to bring an immersive shocking experience to the audience! The film will be released on September 29, when the immersion will be conveyed to the audience through the big screen!


The film’ 93 International Train Robbery: The Moscow Action’ was directed by Qiu Litao, co-produced by Han Sanping, co-produced by Andy Lau, the screenwriter, and led by Huang Xuan, starring,,,, and Michael. On September 29, the fierce start!


They are all classics. I recommend 20 songs suitable for driving!

After staying in a city for a long time, I always want to visit other people’s places.

Travel is a journey to see the scenery and cultivate the mind.

Go ahead and have a perfect go on road trip.

No matter what kind of road you are on, there is always reason to be happy. Since you are on the road, enjoy the mood on the road.

20 songs suitable for self-driving, put them away and listen slowly! Give the mind a long line, go on road trip!

1、《if you》Bigbang

"IF YOU" is a song sung by the Korean group BIGBANG. It is a meaningful song that everyone has loved. This song can be sung with the melody without any skills. Listening to the lyrics repeatedly, I hope everyone can think of their own situation and relive their own time.

2, "Perfect Life" Xu Wei

Listening to Xu Wei’s interpretation of the song "Perfect Life" in a low and slightly hoarse voice, accompanied by his already low guitar playing, accompanied by his decadent voice and lonely expression, he hummed between half drunk and half awake with an experiencer’s attitude, explored the true meaning of youth in a slightly helpless sigh, tried his best to pursue a wild and unrestrained freedom of thought, and seemed to experience the lonely zone that youth must pass through with a hiker’s wild form.

3、《To be with you》Mr. big

This chivalrous and tender work, even if they are metal bands, has a beautiful melody that any song should have. You don’t need to distinguish between time, place and occasion to appreciate this song. And the new wheels will add icing on the cake to this song.

4, "Kite" Stefanie

Everyone is familiar with Stefanie’s songs. This kite wants to convey dreams and love with a kite. Be optimistic about all the people and things that have happened.

5, "Separate Travel" Rene Liu Huang Lixing

Obviously, we have to travel separately in the end, so such a trip is actually mixed with helplessness. Of course, on the other hand, if there is a contradiction, it may be a good thing for two people to travel separately. In fact, what "Separate Travel" wants to express is that the relationship between two people is like a separate trip. Even if they are far apart, if there is love flying thousands of miles, they are all concerned about each other. If they are ruthless, they are also different.

6. "Spend a long time with you" Eason Chan

Companionship is the longest-lasting confession. I will accompany you to embrace the acid you miss into warmth and accompany you to write the plot of hesitation.

No matter how long the future is, I still look forward to accompanying you until the story is finished.

This is a very warm song.

7. "Exaggerated" Eason Chan

Many people like "Exaggeration" not only because it sounds good, but also because it really sings their own feelings. The lyrics are completely the self-report of a little person: "In fact, if someone cares and asks me, I will also tell my feelings very peacefully." However, no one came, and no one cared about my mood. Therefore, in the turbulent crowd, the more quiet people like me are ignored by others.

8. "Once You" Xu Wei

Xu Wei’s songs are suitable for listening on the road in almost every capital. They are particularly tasteful and familiar, and they can be sung while driving. They are an essential companion on the road in Xu Wei.

9、《HotelCalifornia》Eagles

Jazz bar is beautiful, people are not drunk, and the lights are still on, night is still young. Step on the gas pedal lightly, let the car slide over the road that began to be silent, and slide over the ambiguous figure swimming by the roadside. I think, at this moment, no song can make you more proud and intoxicated than it.

10、《What a wonderful world》louis armstrong

At the night when the lights are on, driving in the streets of the city, opening the window and looking out the window, let this song flow gently with your sight. At this time, you will definitely say to yourself: "What is better than this life!"

11. Ugly Joker Xue

Joker Xue used the cold tone of ice skates to uncover the scar behind the mask, and sang a different kind of heart ache from screaming for this song with metropolitan pop-rock style, which moved the listeners.

12, "One’s Luggage" Dai Peini

"One’s Luggage" is a light and pleasant song. It takes more courage than two people to express one’s feelings of traveling alone. This song is Penny’s long-lost light song, and the relaxed and pleasant "One Man’s Luggage" shows Penny’s state of mind, and her mind is free. Even if she is just thinking at home, she is happy to travel around the world.

13. Vertical line of "Departure"

Listen to me.

I had a dream.

Fly away with you

Go to Whitehead with you

But what I have is gone.

Forget our promise

Forget having loved you so much.

I can’t take you away.

I made a big mistake.

14. "The coldest day" Eason Chan

15. "The Meaning of Travel" Chen Qizhen

In this song and that story, the meaning of travel is the exile of body and mind, and it is the sad words of women. They all left him and her. It’s all a brush in life.

16、《see you again》Wiz Khalifa

Typical American style, the singer’s voice is pure and harmonious, and with the popularity of Super 7, it is even more popular, warm and nostalgic.

17. "eyes on me" Faye Wong

A very classic English song, Faye Wong’s voice can always sing a sense of transcendence, and this song is not for the world, but for the final fantasy.

18、《Breaking my heart》Michael learns to rock

The song itself is written in the car, and its biggest feature is its rhythm. The unhurried rhythm is perfectly matched with the beautiful melody. The rhythm of slow rock is just 1/2 of the normal heartbeat frequency, so it is more suitable for listening when the speed is below 100 km/h.

19、《Thank you》DIDO

This is a song suitable for listening in rainy days. At the beginning, the song is a brisk drum, like floating from the empty Yuan Ye. The singer’s emotional voice, accompanied by the sound of raindrops hitting the glass, creates a feeling-filled driving space.

20, "Youth Practice Manual" TFBOYS

Hehe, this song is suitable for all ages. You know.

The Voice of the Economy and Huizheng Finance jointly released the "China Economic Semi-annual Report" to decode the new map of China’s economy and take the pulse of half-year investment as the vane.

Moderator: In the first half of the year, GDP increased by 5.3%, exceeding market expectations. Domestic demand contributed nearly 70%, of which consumption accounted for 52%. So where do you think the driving force of this round of growth is? How can the national counter-cyclical regulation policy accurately activate domestic demand?

Zhang Wenhao: First of all, the growth of 5.3% in the first half of this year is very gratifying. From the internal breakdown, it is mainly the high-tech manufacturing industry that leads such a growth. Secondly, the contribution of consumption is not small, reaching 52.3%, and the resilience including our external demand is also very strong. After all, there was a tariff issue and a trade issue in April in the first half of the year, so even under the influence of such a trade issue, it can still maintain such a resilience, which actually shows that China is an indispensable part of the global economy now, which means that the overall resilience growth is guaranteed. It is not particularly difficult to achieve a growth target of 5% in the second half of the year. If it needs to be stronger or the growth rate can be faster,

On the one hand, the "anti-involution" policy should be sustained. Ultra-long-term treasury bonds can form a continuous flow of capital support and supply for some key points, such as infrastructure construction of infrastructure projects.

The second real estate market is still in a relatively weak stage in the first half of the year. If the port of the real estate market is strengthened in the second half of the year, it will also provide a more powerful layer of guarantee for our economic growth in the whole 25 years.

Moderator: investors are more concerned about the actual domestic demand, but how should the external environment fluctuate in the second half of the year, and which areas are more opportunities?

Zhang Wenhao: The country has a strong motivation to "anti-involution" from top to bottom, and can pay attention to new energy, building materials and traditional cyclical varieties that benefit from the "anti-involution" catalysis and the industry prosperity is expected to improve. The third is to benefit from financial reform and opening up, so we should pay attention to the direction of continuous policy support: On June 18, 2025, Lujiazui Forum 2025 was held in Shanghai, with the theme of "financial open cooperation and high-quality development in the global economic change". The financial supervision department has launched a series of new policies, with the keynote of deepening financial opening to the outside world and increasing scientific and technological financing support. Then the regulatory authorities deepen financial reform and opening up, monetary policy attaches importance to participating in the management of the global monetary and financial system, and policy capital market policy attaches importance to increasing scientific and technological innovation and industrial innovation financing support, so as to enhance the attraction of China’s capital market to foreign investment.

Then we can continue to pay attention to the direction of policy support: 1) domestic technological innovation (AI technology/high-end manufacturing, etc.); 2) Industrial innovation and development (new consumption/medical biology, etc.); 3) High-quality offshore enterprises benefiting from the support of offshore financial policies.

Moderator: Deputy Director Sheng Laiyun also stressed the need to mobilize the enthusiasm of private investment. At present, the overall private investment is still slightly reduced by 0.6%, indicating that confidence recovery still needs to be strengthened, and it is necessary to substantially boost the confidence of private enterprises. What practical measures do you think?

Zhang Wenhao: We believe that the promulgation of the new law shows the attitude and helps to further enhance the confidence and expectations of entrepreneurs. The second is the cyclical inflection point of supervision. Since it peaked at the end of 2021, the intensity of supervision tightening implied by the indicators has been significantly relaxed, and it is currently at the most relaxed level in the past five years. The third is the access mechanism for major projects.

We can see that for some investments of some private capital, some new provisions have emerged from the legal level to give private capital confidence. Some of our supervision began to relax, allowing them to develop freely, some innovations and some new attempts, so this actually provided a good hotbed for some investment fields of private capital in the future. As for some details, we will talk about the most eye-catching main line in the first half of this year-such a main line of ——deepseek, which also shows the current manufacturing level of China, and the process of changing from China manufacturing to China Zhizao. Therefore, it is necessary to fit such a market, pay attention to the new AI model, or other technological innovations, and do a timely follow-up.

Moderator: In the first half of the year, the growth rate of equipment manufacturing and high-tech manufacturing was significantly higher than the overall level of the industry, and the output of 3D printing equipment, new energy vehicles and other products increased by more than 35%. Does that mean that the transformation of new quality productivity in China industry has entered an accelerated period, and what is the core driving force behind it?

Zhang Wenhao: Judging from the performance in the first half of the year, our industrial new quality productivity has indeed entered an all-round accelerated period. The growth of equipment manufacturing industry is 10.2%, and that of high-tech manufacturing industry is 9.5%. Such a growth rate is not only a quantitative breakthrough, but also a qualitative leap. Then we talked about the core driving force earlier. The core driving force is characterized by a four-wheel drive, that is, it drives the overall acceleration of new quality productivity from four angles.

One is a breakthrough in scientific and technological innovation. For example, there have been many major scientific and technological events since the beginning of this year. From the deepseek mentioned earlier, there are also precise efforts in policies. As emphasized earlier, from April and May last year, when the new quality productivity was put forward, to the direction of "anti-involution" this year, we all know that energy is actually a subdivision of the direction of "anti-involution", including why the trend of polysilicon is relatively strong in the past two days, because it is proposed that photovoltaic can no longer be extensively produced, and it should be improved in detail. Is the energy storage efficiency also a precise force on the policy side, as well as an upgrade of market demand and the reconstruction of the industrial chain? For example, in 2023, there was a wave of artificial intelligence in the world, but at that time, it was mainly based on the overseas NVIDIA industrial chain. The better increase of artificial intelligence was in the direction of CPU, which was used to produce some parts in the production server for NVIDIA. There were many uncertain factors overseas, so some domestic science and technology industrial chains would be continuously dug up by the market.

(Note: This article belongs to the commercial information published by Yangguang. com. The content of this article does not represent the views of this website, and it is for reference only. )

CCTV Online Review | Severely crack down on "political swindlers" with so-called "backgrounds"

  Four episodes of anti-corruption TV feature film "Never Blow the Charge" are being broadcasted by CCTV. The protagonist who appeared in the first episode was Fu Zhenghua, the former Minister of Justice. Apart from the shocking corruption plot, the story of this senior official at the ministerial level being held by a "political liar" for 20 years is even more absurd.

  The crux of this farce is not how clever or poor the quacks like Shi Xiaochun and Li Quan are, but why Fu Zhenghua was fooled again and again, letting a group of speculators lead by the nose and being fooled by a series of easily-seen lies.

  The truth is not abstruse, but it is nothing more than the obsession of empleomania and the ignorance of profit. As the saying goes, things will rot and then worms will grow. As the saying goes: no desire is just, selfless and fearless. With unreasonable and illegal selfish desires in mind, it is possible to open a gap for all kinds of "political swindlers", which is "flies don’t bite seamless eggs." Shi Xiaochun and his entourage saw Fu Zhenghua’s "official fan" nature, so that they could rely on the illusion of "background" and "hard background" and the words of "connecting antennas" and "climbing high branches", which made him believe in it for a long time and take the initiative to attach themselves, thinking that he could "take a short path" and "cut corners", but failed to fall into the trap that scammers had already dug.

  Further study, Fu Zhenghua’s willingness to take the bait is still a concentrated expression of politicians’ failure to observe political discipline and rules and their loss of ideals and beliefs, which leads to the expansion of ambition and the flourishing of power desire. Finally, they are blinded by power desire and lose their most basic political discernment, even normal logical thinking and common sense judgment.

  There are two sides to the story, and I have to say "fisherman" again. These so-called "political swindlers with backgrounds" cheat money and color. In some places, they are even involved in personnel, pulling mountains and forming circles, and even being named as "underground organization ministers". Their cronyism and cronyism have brought bad cadres in party member, which has seriously polluted the local political ecology and affected the social atmosphere. The harm is huge and the lesson is painful, so we must not ignore it. In his important speech at the Second Plenary Session of the 20th Central Commission for Discipline Inspection, General Secretary of the Supreme Leader stressed that it is necessary to further improve the laws and regulations for punishing bribery and improve the joint punishment mechanism for bribers. Severely crack down on those so-called "political swindlers" with "backgrounds".

  Those who are good at killing pests examine their roots, while those who are good at treating diseases eliminate their roots. From the lessons of Fu Zhenghua, party member cadres, especially senior cadres, should think, establish a correct outlook on life, power and achievements, make up the calcium of spirit, stay away from "political swindlers" and be politically sober and sensible. While improving the system and mechanism, we should intensify the investigation and punishment, severely crack down on all kinds of "political swindlers", purify the polluted political ecology, further improve the mechanism of selecting and employing people, break the hidden rules with hard systems, and completely eradicate the living space of "political swindlers".

  (CCTV commentator)

Spring Festival travel rush welcomes the return peak railway and civil aviation departments to take measures to ensure safe and orderly travel.

CCTV News:On February 16th, the seventh day of the first month, the Spring Festival holiday entered the countdown. The flow of people returning home, going out to work, and short-distance traveling overlap, and Spring Festival travel rush has ushered in another peak period. The national railways are expected to send 15.3 million passengers, and 1813 additional passenger trains are planned. According to the analysis of ticket sales, on the 16th, Beijing, Guangzhou, Chengdu, Chongqing, Xi ‘an, Wuhan and other cities had more departing passengers, while Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu had more arriving passengers. The major stations in Beijing, Tianjin and Hebei ushered in the peak of return passenger flow, and the Beijing area is expected to reach 727,000.

Civil Aviation Administration: Increase the capacity reserve and supply of popular routes

The reporter learned from the Civil Aviation Administration that on February 16, civil aviation passenger transportation continued to operate at a high level, with an estimated 2.38 million passengers. The Civil Aviation Administration requires to increase the capacity reserve and supply of key time periods and popular routes.

On the 16th, it is estimated that 17,700 flights will be guaranteed and 2.38 million passengers will be transported. From the passenger booking volume, popular routes include Beijing — Shanghai, Beijing — Chengdu, Beijing — Shenzhen, Beijing — Guangzhou and Shanghai — Guangzhou, etc.

The Civil Aviation Administration requires relevant units to increase the reserve and supply of transportation capacity in key time periods and popular routes, scientifically allocate transportation capacity, operate according to laws and regulations, and formulate reasonable prices and sales strategies; Inform passengers about abnormal flight information as soon as possible, do a good job of communication and coordination between civil aviation operating units and other transportation related units as soon as possible, evacuate passengers affected by abnormal flights as soon as possible, and provide passenger service in time. The Civil Aviation Administration, regional civil aviation administrations and regulatory bureaus will also strengthen the supervision of the air transport market to ensure a stable and orderly air transport market.

Shanxi: Railway ushered in the peak of return passenger flow.

In Taiyuan, Shanxi Province, railway travel ushered in the peak of return passenger flow, and the railway side eased the passenger flow pressure by adding more trains.

According to the reporter from the General Station, on February 16th, the number of passengers increased significantly. According to the ticket sales, Taiyuan Railway Station and Taiyuan South Railway Station sent a total of 135,000 passengers and reached 110,000 passengers. This figure has reached the highest single-day passenger flow during Spring Festival travel rush, which is about 20% higher than the peak of the previous year. At present, the sending situation is relatively stable. Years ago, the time for everyone to go home was relatively scattered, but in recent days, it has been the end of the holiday. After the year, tourism and return trips are highly superimposed, and the passenger flow is more concentrated than usual.

Judging from the current ticket sales situation, from the sixth day of the first month to the ninth day of the first month, the departure from Taiyuan is mainly based on business and tourist flows to Beijing, Tianjin, Shenyang, Zhengzhou and Guangzhou. In addition, near the end of the holiday, the number of short-distance transit passengers in Linfen, Yuncheng, Datong and Changzhi in Shanxi Province has also increased significantly. In order to relieve the pressure of passenger flow, in five days from 16th to 20th, the station added 25 pairs of high-speed EMUs and 9 pairs of general-speed trains from Taiyuan to Beijing, Tianjin and Xi ‘an, and added 28 pairs of EMUs for reconnection, that is, the EMUs of the previous 8 cars were added and hung into 16 cars. During the return trip, the two stations in Taiyuan added a total of 105,000 starting seats.

This year, Taiyuan South Railway Station added a transfer corridor for the situation that there are many transfer passengers, so that there is a transfer corridor on the east and west sides of the exit, which not only reduces congestion, but also saves passengers’ time. In addition, for passengers whose transfer interval is within 30 minutes, there is also an express passenger transfer channel at the station. Passengers can take the elevator directly from the arrival platform to the ticket gate of the departure platform, and the transfer between platforms is realized without going through the waiting hall, which is very convenient.

Although you can get on the train by swiping your ID card now, there are still passengers who need to get tickets or reimbursement vouchers. Therefore, this year, the station added six automatic ticket vending machines at the entrance, exit and waiting hall to facilitate passengers to pick up tickets or print reimbursement vouchers nearby. Finally, the railway reminds everyone that the passenger flow is very concentrated these days, and the majority of passengers who are going to take the bus must leave early and arrive at the station earlier to prevent the trip from being delayed due to road congestion around the station or many travelers.

Hainan Railway is expected to send 167,000 passengers on 16th.

The reporter learned from Haikou Train Depot of Hainan Railway that the passenger flow of Hainan Railway entered the peak period of return journey, with an average of 124.5 pairs of passenger trains running every day.

On February 16th, Hainan Railway is expected to send 167,000 passengers, a year-on-year increase of 36.7%. According to reports, the return passenger flow in Hainan during the Spring Festival this year has increased significantly compared with last year, and the peak passenger flow after the holiday is expected to last until February 25. In order to cope with the peak return passenger flow, Hainan Railway runs 124.5 pairs of passenger trains every day, including 54 pairs of high-speed trains around Hainan, 64.5 pairs of trains in the suburbs of Haikou and 6 pairs of passenger trains entering and leaving the island.

Guangzhou Bureau of China Railway said that due to the limitation of the transport capacity of the cross-sea railway ferry, at present, the cross-sea railway ferry has operated 32 times a day, fully meeting the entry and exit of six pairs of passenger trains, and at the same time ensuring the supply of key materials such as cars and people’s livelihood in Hainan Island, and the transport capacity has been running at full capacity.

The passenger flow of vehicles leaving the island in Qiongzhou Strait has been running at a high level for several days.

Since Spring Festival travel rush this year, the number of vehicles and passengers entering and leaving the island in Haikou’s three major ports has surged, reaching a record high in the same period. From January 26th to February 14th, there were 2605 flights out of Qiongzhou Strait, with about 1.24 million passengers and 600,000 vehicles.

The reporter saw outside the port of Xinhai Port that the vehicles queuing across the sea had long queues. According to the ticket sales information of Haikou’s three major ports, from February 15th to 17th, more than 20,000 cars were booked to leave the island every day. It is estimated that about 100,000 passengers will be transported out of the island every day, and the passenger flow has been maintained at a high level for several days, exceeding the peak level in previous years.

Civil Aviation Administration: Take Multiple Measures to Deal with the Peak of Sanya Tourism Return.

On February 16th, the Civil Aviation Administration said that it had paid attention to the voice of shortage of economy class air tickets and high business class air tickets for Sanya’s return trip, and was instructing relevant units to quickly establish a work coordination mechanism with up-and-down linkage and efficient operation. On the basis of the previous work of capacity allocation, special scheduling and multiple measures were taken to ensure passengers’ travel.

According to reports, in order to ensure the smooth travel of passengers during Spring Festival travel rush, the Civil Aviation Administration approved China Southern Airlines, Hainan Airlines, Sichuan Airlines and Capital Airlines to arrange 34 overtime flights a day on popular routes involving Haikou in the early stage.

On February 15th, combined with the progress of the construction of eight stands in Sanya Airport, the Central South Regional Administration was urgently organized to evaluate the airport ground and air traffic control support capacity and restore the supply at all times. Air China, China Southern Airlines and Hainan Airlines are arranged to add an average of 13 flights in and out of Sanya every day, while China Eastern Airlines is arranged to temporarily add 10 flights in and out of Boao every day to further meet the return needs of passengers in Spring Festival travel rush.

During the period of Spring Festival travel rush, Sanya Airport operated 136 wide-body aircraft daily, accounting for 36% of the total transport flights of Sanya Airport. Haikou Airport runs 89 wide-body aircraft on average every day, accounting for 13.78% of the total transport flights at Haikou Airport, and the operation volume of wide-body aircraft at both airports has exceeded the historical maximum.
        The Civil Aviation Administration said that it will continue to strengthen the monitoring and supervision of the air transport market to ensure a stable and orderly air transport market.

[Looking at the Change of the Yangtze River] Ganzhou, Jiangxi: Prospering Jiangxi and enriching the people with scientific and technological innovation

  Cctv news(Reporter Cao Zhen): Ganzhou Economic Development Zone is located in the northwest of downtown Ganzhou, and was approved as a national economic and technological development zone in 2010. After years of hard work, the Economic Development Zone was rated as the "Top 20 Development Zones in China" by the Ministry of Commerce in 2018, and became the benchmark of Ganzhou’s opening up and economic development.

  Liu Wei, deputy director of the Ganzhou Economic Development Zone Management Committee, said in an interview: "The Economic Development Zone focuses on cultivating strategic emerging industries such as new energy technology and electronic information, and attracts businessmen and young people to return to their hometowns through superior talent policies."

Technicians work in the workshop of Funeng Technology.

  Technicians work in the workshop of Funeng Technology.

  Funeng Technology, the first unicorn enterprise in Jiangxi Province located in the Economic Development Zone, mainly produces ternary lithium-ion power batteries and related products for new energy vehicles. Since it was registered in Ganzhou in 2009, Funeng Technology has become a leading enterprise in the same field. According to Xiong Dejun, R&D director of Funeng Technology, in order to adapt to the rapid outbreak of the new energy vehicle market, the company is increasing its investment in R&D and production capacity. The Zhenjiang factory with a total investment of 15 billion yuan is currently under construction, and it is estimated that the total domestic production capacity will reach 40GWh in 2020.

The staff introduced the LCD touch display module to the reporter. Cao Wei/photo

  The staff introduced the LCD touch display module to the reporter. Cao Wei/photo

  In addition to the new energy automobile industry, there are also many bright spots in the electronic information industry in the Economic Development Zone. Tongxingda Electronic Technology Co., Ltd., also located in the Economic Development Zone, mainly produces LCD modules such as LCD monitors and TFT-LCM modules, and provides products and services for many well-known smart phone companies in China, such as Huawei, OPPO and Xiaomi.

  From 2015 to 2018, Tongxingda’s main business income increased steadily from 125 million yuan to 2,377 million yuan, driving more than 5,000 local employees.

  Changing the mode of economic development is the fundamental way to promote high-quality development. The progress made by the Economic Development Zone in scientific and technological innovation industries has verified the actual achievements made by Ganzhou City in promoting high-quality development in recent years.

  In the future, Ganzhou Economic Development Zone will continue to focus on building "one district and three bases" and strive to build a leading demonstration zone for Ganzhou’s industrial development, an important new energy automobile industry base in China, a well-known electronic information industry base in China, and a well-known production-city integration and innovation demonstration base in China.