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Firewire opportunity, depth quick comment! Hello, everyone, I am a little god of wealth ~

This week, the real estate sector was injected with a shot in the arm, and Friday’s heavy policy release made the overall market jump from the shock adjustment in the previous four trading days, showing a remarkable rebound trend.

Real estate and related sectors, including banking, insurance, building materials and household items, have shown a strong momentum like sailing boats. Take real estate ETFs and building materials ETFs as examples. This week’s increase has exceeded 7%, and the plate effect is shocking!

So, how long can this feast of the real estate sector last? No one can predict it accurately. However, we can refer to a set of statistics released by Caitong Securities:

Since 2022, there have been four rebounds in the real estate sector. The average increase of the real estate sector index in the past four times was 18%, which lasted for 28 days, and the turnover rate at the high point was 3.2%. It is worth noting that after this week’s surge, the increase performance of this round of real estate sector has exceeded the historical average.

The real estate sector is so hot that the FireWire Quick Review Team will naturally not be absent. It has been tracking this sector in depth for three consecutive weeks, and the related stocks shared have also gained gratifying results. In addition, this week also paid special attention to the leader of the big financial sector — — Bank shares. Let’s give you a simple answer.

On the morning of May 9, Hangzhou officially announced the complete cancellation of the property market purchase restriction policy. Xi’ an followed closely, and also canceled the housing purchase restriction measures. Professionals predict that a rare wave of policy relaxation will begin in May.

Open source securities believes that the current signal of stable real estate is clear, and it is expected that the real estate policy will continue to be loose in the future, and there is still room for the release of housing demand. Mega-cities are actively and steadily promoting the transformation of villages in cities, and more countercyclical adjustment measures are expected to accelerate the landing. Therefore, the plate has good investment opportunities.

The FireWire Quick Review Team sorted out the investment logic and related stocks of the real estate sector for the first time, and released the information before the close of trading on May 13th. Among them, China Merchants Shekou, Poly Development and China Communications Real Estate, the highest growth rates reached 17.73%, 17.65% and 16.63% respectively within five days after the release of the information, which was quite gratifying.

On May 13th, the central bank optimized the "swap link" mechanism, including the introduction of interest rate swap contracts with the settlement date in the international money market as the payment cycle. In addition, National Inter-bank Funding Center, Inter-bank Market Clearing House Co., Ltd. and Hong Kong OTC Clearing House Co., Ltd. will simultaneously introduce other system optimization and preferential measures to reduce the business participation cost of domestic and foreign investors.

In the past, the valuation of bank stocks was suppressed by the downturn of the real estate cycle. As the macro-economy of China continues to pick up and improve, the financial risks generally converge, and the factors that suppress the valuation are expected to be released slowly. SDIC Securities believes that looking forward to the future, it is an objective fact that the fundamentals of banks are under pressure, but the valuation and institutional positions are also at a low level, and pessimistic expectations have been reflected in the stock price, so we should not be pessimistic about bank stocks.

The firewire quick review team quickly followed the investment logic of the banking sector and related stocks, and released the information before the market closed the next day (May 14th). Among them, the highest increase of Bank of Ningbo was 6.5% within five days after the information was released.

Since the beginning of this year, the large-cap stocks represented by the big financial sector have performed very well, and the confidence of investors is constantly being repaired. The next market performance is still worth looking forward to.

There are thousands of financial events, and there are only a few valuable ones. As an investor, how to use the current favorable market to accurately capture the rhythm of market hotspots? Download the national business daily APP quickly, lock in the quick comment column of FireWire, and take you to explore the hot concepts and theme opportunities in the market.

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The content of this article is for reference only, not as a basis for investment, so you should enter the market at your own risk.

Cover image source: national business daily Liu Guomei photo

　　Yesterday, although the European stock market that led to the global "Black Monday" rebounded slightly, in the intensified financial crisis, the rescue measures of European countries "everyone cleans his own door" still worried investors. Although all countries are on high alert, the financial crisis has spread to Europe like a virus.

　　Although European countries frequently take countermeasures, so far, all countries are "fighting alone" or several countries are temporarily United, lacking overall coordination at the EU level, and it is even more difficult to come up with a 700 billion rescue package like the United States. Analysts believe that given that the European economy is more dependent on the financing of the banking system, if the EU does not follow the example of the United States as soon as possible to help banks get rid of bad debts and ease the credit crunch, the impact of this financial crisis on Europe may even be more serious than that of the United States.

　　Many people in the industry have appealed that the current financial crisis is no longer a problem that can be solved by a government’s rescue plan. It needs the joint consultation of the main participants in the global financial market.

　　America

　　Accelerate the start of the rescue plan, and the Fed’s capital injection will be expanded to 900 billion yuan.

　　Although the $700 billion rescue plan has been settled, in order to stabilize investors’ confidence, the US government further promised to introduce specific implementation measures for the rescue plan as soon as possible and take a series of practical actions. In order to refine the implementation plan, the Ministry of Finance turned to Wall Street, and planned to hire a number of financial companies to help control the implementation process of the plan, which were responsible for mortgage-related securities and overall loan business. The US Treasury Department announced a series of principles for selecting Wall Street companies and coordinating the interests of outsourcing companies on the 6th.

　　On the 6th, the Bush administration announced that it had instructed Neil Kaska, Assistant Minister in charge of international affairs of the Ministry of Finance, to lead the temporary establishment of a new department, the Financial Stability Office. Kaska Li, 35, is one of the senior advisers of Treasury Secretary Henry Merritt Paulson. Before joining the Ministry of Finance, he worked for Goldman Sachs. On the same day, the Federal Reserve also decided to start paying interest on bank reserves and announced that it might expand its loan scale to 900 billion US dollars.

　　At the same time, the Federal Reserve announced on the 6th that it approved Mitsubishi UFJ Financial Group, Japan’s largest commercial bank, to acquire part of the shares of Morgan Stanley in the United States. In a brief statement, the Federal Reserve said that the committee agreed to Mitsubishi UFJ Financial Group to acquire up to 24.9% of Morgan Stanley’s voting shares. As the second largest investment bank in the United States. On September 21, Morgan Stanley and Goldman Sachs, the largest investment bank in the United States, which were seriously affected by the financial crisis, were approved by the Federal Reserve and turned into bank holding companies. In this way, the two companies can set up savings branches to absorb deposits, and at the same time enjoy the financing treatment given by the Federal Reserve to commercial banks.

　　The "Presidential Financial Market Working Group", including US Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke, said that it would "make efforts on multiple fronts" to implement the broad powers granted to the government by the Congressional financial rescue bill.

　　◎ Europe

　　Large financial institutions are frequently in emergency, and central banks are busy injecting capital.

　　Although all countries are on high alert, the financial crisis has spread like a virus. A week ago, European countries were still making suggestions on how to help the United States tide over the difficulties; But a week later, the financial crisis surged, and they were too busy. In the past few days, large European financial institutions have been in a hurry. Fortis Group, a banking insurance giant covering the Netherlands, Belgium and Luxembourg, was officially taken over by BNP Paribas on the 6th. In the same week, the Icelandic government also bought out UniCredit Italy, which has operations in Milan, Germany and Eastern Europe. In Germany, the German government announced last weekend that it would adopt a new rescue plan for the troubled mortgage lender Hypo Real Estate Holdings, with a total scale of 50 billion euros. Against the background of the deepening banking crisis, the European interbank lending market was frozen on Monday.

　　In the face of the fierce financial crisis, many countries in the European Union have been forced to take "drastic measures" of large-scale capital injection or nationalization in recent days to help their financial institutions tide over the difficulties. The financial situation in Germany is grim because banks and real estate mortgage credit companies have suffered serious losses from the impact of the new round of financial turmoil. The German government has successively introduced many emergency measures to save people’s confidence and maintain financial stability. German Chancellor Angela Merkel said that the government will not allow the plight of a single financial institution to evolve into the plight of the entire financial system. However, German Finance Minister Steinbrü ck admits that saving the German real estate financing mortgage bank is not enough to maintain the long-term stability of the German financial market, which is still in a high-risk period.

　　British Chancellor of the Exchequer Darling said on the evening of the 5th that he began to consider using taxpayers’ money to provide assistance to troubled British financial institutions on the premise that all parties and central banks in Britain supported the partial nationalization of the banking industry. Although the inflation pressure in Britain is still high, the Bank of England, the central bank of Britain, is expected to make a decision to cut interest rates this week in order to cooperate with the government’s financial rescue plan. Analysts predict that the Bank of England is likely to announce a 0.5 percentage point reduction in the benchmark interest rate to 4.5% on the 9th.

　　In the face of the financial crisis that spread from the United States to Europe, France adopted a relatively cautious attitude. The French government has always stressed that the French financial system is stable, and the main business of major banks is still savings, while investment banking and subprime lending are not carried out much. Up to now, the French government’s assistance to banks is limited to Dexia Bank, a joint venture between France and Belgium. Large financial institutions such as French Agricultural Credit Bank and Industrial Bank mainly rely on their own strength to increase their capital. France has also taken some indirect measures to help small and medium-sized enterprises and individuals who are in trouble because of the credit crunch. French President Nicolas Sarkozy announced on the 6th that he would not let domestic bank depositors suffer any losses. This means that France will provide full guarantee for personal deposits.

　　Way out

　　Individual combat is far from enough. Sarkozy called on the EU to hold a group to save the market.

　　Although European countries have stepped in to rescue the market, so far, all countries are "fighting alone" or several countries are temporarily United, lacking overall coordination at the EU level. On the 6th, French President Nicolas Sarkozy, who holds the rotating presidency of the European Union, said on the 6th that he would work to persuade other EU member states to coordinate their actions with France, Germany, Britain and Italy in the face of the financial crisis. On the same day, EU member states issued a statement saying that EU member states will take all necessary measures to ensure the stability of the financial system, including injecting funds by central banks, taking measures against individual banks and safeguarding depositors’ deposits. The leaders of EU member states acknowledge that to take these measures, EU countries need close cooperation.

　　However, this statement does not mean that European countries will work together with Qi Xin to fight the financial crisis. Last week, Ireland took the lead in announcing the guarantee of the safety of all personal deposits of domestic savings institutions. Ireland’s measures initially aroused the dissatisfaction of other EU member states, believing that this scheme would undermine fair competition among banks. Ironically, as of yesterday, Belgium, Germany, Greece, Italy, France and other EU member states have taken similar measures.

　　At the mini-EU summit held on the 4th, although the leaders of France, Germany, Britain and Italy emphasized that countries should strengthen coordination in dealing with the financial crisis, the meeting failed to change the situation that member countries were "fighting on their own". The leaders attending the meeting rejected the American-style rescue plan and failed to come up with a plan similar to the US$ 700 billion financial rescue plan.

　　Although Italy, France and other countries tend to rescue the market in a unified way, France even proposed to set up a fund with a total amount of 300 billion euros jointly funded by EU member States to implement a unified rescue plan for troubled EU financial institutions, but under the strong opposition of Britain and Germany, the plan was declared bankrupt. The German government believes that for financial institutions in trouble, they must be responsible for their business activities, and the government should not take taxpayers’ money to save them.

　　However, at the meeting of euro zone finance ministers held on the 6th, the trend of individual actions by countries has not changed substantially, and the pan-European financial rescue fund widely expected by European financial circles has not yet revealed its dawn. Pedro Sauer Weiss, Spanish Minister of Economy and Finance, said that it is meaningless for the EU to copy the US$ 700 billion rescue plan, but this does not mean that Europe cannot find a joint rescue measure suitable for itself.

　　Although EU countries have different reasons for refusing to rescue the market, analysts point out that this is mainly subject to the political structure of the EU. Although the process of European integration is deepening, the EU is composed of 27 sovereign countries after all. Based on the different situations of each country, when it comes to vital interests, the first thing that member countries think of is self-protection.

　　Last week, 10 well-known European economists jointly warned that, in view of the high interdependence among European banks, the strategy of "fighting alone" or "temporarily organizing groups" is still effective so far, but it is far from enough. They believe that only rapid and coordinated actions at the EU level can prevent the financial crisis from getting out of control in Europe, and the EU should make a systematic response to this systemic crisis, instead of rescuing a bank.

　　Although the market is calling for Europe to rescue the market, a survey shows that most experts in Europe are not optimistic about the formation of a unified financial rescue plan for the European Union. Some analysts believe that the EU has not yet established an integrated relationship in the political and regulatory fields to deal with today’s crisis. At present, the ECB’s power is limited to interest rates and overall monetary policy, but it does not have the power to supervise private banks. (Reporter Sun Juncheng)

Editor: Wang Jiaolong

　　Xinhua News Agency, Shanghai, March 16th Question: sorting out the "textual research" of the storage division is like a cluster of chaos: do you get a high salary for employment? Not that beautiful!

　　Xinhua News Agency "Xinhua Viewpoint" reporter Lan Tianming

　　"Earn 10,000 yuan a month immediately after completing the study", "issue a nationally recognized vocational certificate" and "distribute with a certificate" … … A survey by Xinhua Viewpoint reporter found that at present, some training institutions create training traps under the guise of sorting out the storage industry and taking "employment package distribution" and "easy to get high salary" as bait, causing a large number of complaints and disputes.

　　Part of the training "increase money step by step"

　　Some job seekers reported that after seeing the advertisements for the training of receptionists on short video platforms and websites, they encountered a trap in paying for training. On the black cat complaint platform, there are hundreds of related complaints.

　　Ms. Peng from Shenzhen said that after filling out the training registration form, a training institution called and said that the sorting and receiving division industry was very popular, and the hourly income could reach 300 yuan to 1000 yuan. However, to engage in this profession, you must obtain a training certificate, and you can arrange employment after institutional training. The higher the level of research, the higher the income.

　　"I spent 2980 yuan to sign up for the cheapest intermediate organizer course. After paying the money, the institutional teacher only gave me a bunch of recorded videos for self-study. Without any live courses and offline teaching, most video content can be found online. " Ms. Peng said.

　　In addition, some complainants reported that the personnel of the training institution promised to disclose the examination questions to the students in advance, and the examination was "passed". "Before the exam, I paid the 600 yuan exam fee. The exam was actually conducted on a small program on the WeChat platform, and only five people took the exam together. Even so, the promised ‘ Package ’ It doesn’t count, I didn’t pass the first time, and I was asked to pay the 400 yuan make-up exam fee and passed it twice. " Ms. Hu from Jiangxi said.

　　Ms. Huang from Zhejiang said: "The organization told me that I can earn more money by upgrading to an advanced class. After I handed it over to 1000 yuan, I said that if I continued to add money, I would be exempted from the practical test. Finally, I have to pay the printing fee and freight of 700 yuan training certificate. "

　　In addition, there are cases in which students encounter "loss of association" after paying the money. "After I signed up to pay the money, I asked about the time and place of the exam. As a result, the other party never replied. Later, the phone was not answered, and my circle of friends blocked me." A complainant said.

　　More noteworthy is the certificate of spamming. The reporter contacted a number of training institutions and found that the so-called "recognized by the labor department" training certificates were issued by various parties, including so-called industry associations and overseas organizations.

　　A trainer provided the reporter with the "Vocational Skills Training Certificate" of the organizer certified by an education center. The reporter logged on the website of the certificate to inquire about the information of the certificate, and the relevant page was displayed as "No data available".

　　The reporter’s inquiry found that there was no information about "sorting and storing division" in the National Vocational Qualification Catalogue (2021 edition) issued by the Ministry of Human Resources and Social Security. According to the requirements, professional qualifications are not allowed to be licensed and recognized outside the catalogue.

　　Wang Jieying, a lawyer in Shanghai Branch of Beijing Tianchi Juntai Law Firm, said that some training institutions just use the blind spot of students’ knowledge to carry out false propaganda such as "must be certified to work", "certified by authoritative departments" and "universal", deliberately confusing vocational qualification certificates with training certificates, and then making profits.

　　What is the final result of the promise of employment and high salary?

　　"After the certificate, the agency said that I would push my information to the job search platform and let me wait for the work phone at home. But more than half a year has passed and there is still no list. " Ms. Wang from Shanxi told reporters.

　　Many complainants said that after reporting to the training institutions that they had not received the job invitation, the personnel of the institutions turned to promote their so-called "city partner project": as long as they received the team order, they could earn 50% commission on the total order, "two orders a day, and immediately earned 10,000 yuan".

　　"In order to join the partnership project, I paid another 23,000 yuan ‘ Occupation fee ’ Later, I found that something was wrong and asked them for a refund. As a result, people could not find it. " Ms. Wang said.

　　A person in charge of a large domestic company in Shanghai said that the company can provide off-line vocational training that needs to be paid. The course content includes the storage of housing items, color matching, moving line design in the house, etc. The training price is around 1000 yuan.

　　"But after training, we generally don’t directly promise to get a job. We need to look at the skills of the trainees after training and then apply for a job, and issue a certificate certified by the company itself. The purpose of issuing the certificate is to give the employer a reference, that is, the housekeeping company recognizes that the organizer has certain skills. " The person in charge said.

　　In addition, in the domestic market, it is not easy for some training institutions to promise to "get a high salary easily".

　　According to the reporter’s inquiry, the charging standards for sorting and storage services in some big cities are mostly from 100 yuan to 200 yuan per hour, and the sorting and storage division is generally a team work, and the team is composed of consultants, interior designers and sorting and storage division professionals. The above fees cover all personnel and service fees.

　　The relevant person in charge of the above-mentioned domestic companies said: "For most domestic companies, ordinary storage work is sometimes integrated with nanny and cleaning work. If you work full-time in a housekeeping company, one person may not receive a few orders a month, and the income is only 2,000 yuan to 3,000 yuan per month. "

　　Strengthen punishment for illegal acts and improve vocational skills standards as soon as possible.

　　Sky Eye Survey shows that there are currently more than 40,000 "surviving and working" enterprises related to "storage". Experts in the industry said that as a new profession, the sorting and storage division is still in the growth stage, and it is necessary to prevent the "research chaos" from affecting the image and prospects of this profession.

　　Liu Junhai, a professor at the Law School of Renmin University of China, believes that law enforcement departments should strengthen daily supervision, and take measures such as interviews, case investigation, exposure of problems, credit punishment, etc. for relevant training institutions with false propaganda and infringement of students’ rights and interests, so as to force relevant responsible subjects to keep the legal bottom line and standardize relevant behaviors of vocational training.

　　Nie Wei, an associate researcher at the Institute of Vocational Education and Continuing Education, Chinese Academy of Educational Sciences, suggested that the construction of new vocational skill standards and management systems, such as enrolling teachers, should be improved as soon as possible, and theoretical research on the development of skill standards should be strengthened, so that employees can have clear learning objectives, stimulate learning motivation, attract more employees to enter, and make new occupations mature and stable.

　　"According to social needs, to further strengthen the development and promotion of training materials. According to the professional characteristics, do a good job in training curriculum and learning development. At the same time, follow up and investigate the training of sorting and receiving teachers organized by social institutions, and find out the problems existing in teaching materials and courses in time and improve them. " He said.

　　Wang Jieying suggested that job seekers who intend to engage in the occupation of sorting and storing teachers should be vigilant and not blindly believe in the false propaganda of "taking exams, taking exams, and having high salaries". We must resolutely refuse to pay for many times and repeatedly, and beware of fraud.

　　On July 24th, General Secretary of the Supreme Leader presided over the the Political Bureau of the Communist Party of China (CPC) Central Committee meeting to analyze and study the current economic situation and plan the economic work in the second half of the year. The meeting pointed out that "we should make good use of policy space, find the right direction of development, and solidly promote high-quality economic development" and "we should continue to implement a proactive fiscal policy and a prudent monetary policy, continue, optimize, improve and implement the tax reduction and fee reduction policy, give play to the role of aggregate and structural monetary policy tools, and vigorously support scientific and technological innovation, the real economy and the development of small and medium-sized enterprises."

　　Since the beginning of this year, various regions and departments have successively introduced policies and measures to support the development of the majority of business entities. With the gradual implementation of the policy, the burden on enterprises has been further reduced, the development confidence has become more sufficient, and the development vitality has been enhanced. In the first half of the year, the country added 927.9 billion yuan in tax reduction and fee reduction and tax refund deferral; Small and medium-sized enterprises benefited the most, with 576.6 billion yuan of new tax reduction and fee reduction and tax refund deferral, accounting for about 62%.

　　Solve difficult problems, reduce burdens, and help enterprises climb the slopes.

　　Since the beginning of this year, macroeconomic policies have remained continuous, stable and targeted, and coordination and cooperation of various policies have been strengthened; All localities actively innovate the means and methods of assistance, improve the effectiveness of policy implementation, help enterprises ease the pressure of operation, enhance the confidence to tide over difficulties and expand production, and achieve recovery and development.

　　— — Give full play to the dual functions of monetary policy tools in aggregate and structure, and provide credit support for enterprises.

　　"The tea garden has the right to help enterprises get through financing, and our spring tea has achieved both production and sales." Wang Genhai, head of fuding city Haiyun Zhenpin Tea Industry Co., Ltd., said.

　　"It is difficult to confirm the right, which is the financing blocking point of agriculture-related enterprises. Fuding city actively carries out the registration of production factors such as mountains, tea gardens, orchards and factories. On this basis, financial institutions tailor credit products according to the actual needs of enterprises with special agricultural products to promote agriculture-related enterprises ‘ Changing resources into assets and assets into funds ’ 。” The relevant person in charge of the Fujian Supervision Bureau of the State Financial Supervision Administration said.

　　Structural monetary policy tools "focus on key points, be reasonable and moderate, advance and retreat", and continue to increase support for key areas and weak links of the national economy such as inclusive finance and scientific and technological innovation. At the end of June, the balance of Pratt & Whitney small and micro loans increased by 26.1% year-on-year, 14.8 percentage points higher than the growth rate of various loans; In the first half of the year, the weighted average interest rate of new corporate loans was 3.96%, 25 basis points lower than the same period of the previous year.

　　In the first half of the year, the People’s Bank of China lowered the RRR by 0.25 percentage point, releasing long-term liquidity, enhancing the stability and sustainability of total credit growth, and effectively serving the real economy. RMB loans increased by 15.73 trillion yuan, an increase of 2.02 trillion yuan over the same period of last year.

　　Funds are guaranteed to help the majority of business entities grow up.

　　— — The tax and fee support policies are combined with institutional arrangements and phased measures to reduce the tax and fee burden for enterprises.

　　"Since last year, one tax reduction and fee reduction policy after another has helped us tide over the difficulties." Huang Fei, chairman of Hometown Edge Catering Co., Ltd. in Qiyang City, Hunan Province, said, "In the first half of this year, the policy continued to be optimized. By the end of June, we had enjoyed 97,000 yuan tax reduction and exemption, the funds for purchasing raw materials were guaranteed, and the money for increasing the open-air dining area and attracting new customers was also settled. "

　　Continue and optimize the income tax policies of small and micro enterprises and individual industrial and commercial households; Reduce the VAT rate of small-scale taxpayers to 1%; Small-scale taxpayers with monthly sales of 100,000 yuan or less are exempted from value-added tax … … The finance and taxation departments have issued a series of preferential tax policies that continue to be optimized and innovated. Small and micro enterprises and individual industrial and commercial households have a heavy tax package.

　　— — Return subsidies, supply and demand docking and other measures simultaneously to enhance the ability of enterprises to stabilize their posts and expand their posts.

　　Focusing on the new situation and characteristics of employment and entrepreneurship, various regions and departments have implemented a series of policies and measures to enhance the ability of enterprises to stabilize and expand their posts. Inner Mongolia continues to accurately distribute the stable post return funds directly to eligible enterprises through the "free application and instant enjoyment" model; Heilongjiang provides employment service commissioners for enterprises with strong employment-driven ability, and provides a package of support measures such as employment and training; In Guangdong, high-speed railway station is also a "employment station", which realizes the rapid docking between supply and demand of "recruitment when leaving the gate" and "post selection when arriving at the station" … …

　　In the first quarter, Ministry of Human Resources and Social Security and other departments jointly launched Spring Breeze Action and Employment Assistance Month, and held a total of 58,000 recruitment activities; Solidly carry out vocational skills training, issue more than 2.61 million vocational training vouchers, and carry out subsidized vocational skills training for 3.5 million people nationwide.

　　"Various policies to help enterprises and benefit enterprises have maintained continuity and stability, enhanced accuracy and pertinence, and helped enterprises to ease operational pressure, tide over difficulties, expand production and achieve recovery and development." Ceng Gang, director of Shanghai Finance and Development Laboratory, said.

　　Small and medium-sized enterprises are the main body of private enterprises. The data shows that since the beginning of this year, the development of private enterprises in China has recovered, showing strong resilience and vitality. In the first five months, 3.764 million private enterprises were newly established, a year-on-year increase of 17.2%, 6.5 percentage points faster than the growth rate in the first quarter. By the end of May, there were 86.92 million tax-related business entities nationwide, up 7.5% year-on-year.

　　"The recently released Opinions of the Central Committee of the Communist Party of China and the State Council on Promoting the Development and Growth of the Private Economy proposes to formulate and implement various support policies accurately, respond to concerns and interests in a timely manner, and effectively solve practical difficulties. This is a great encouragement to us, inspiring us to continue to work hard and making us more confident in the future of private enterprises. " Wang Genhai said.

　　Increase kinetic energy and vitality, and save stamina for long-term development

　　General Secretary of the Supreme Leader stressed during his inspection tour in Jiangsu: "It is necessary to strengthen the dominant position of scientific and technological innovation of enterprises, promote the gathering of innovative elements to enterprises, and constantly improve the level of transformation and industrialization of scientific and technological achievements."

　　All regions and departments focus on long-term development, and the policy of benefiting enterprises focuses on stimulating the greater potential of various business entities, providing strong support for promoting sustainable economic growth.

　　— — Encourage R&D investment and help enterprises to shape new development momentum with technological innovation.

　　Fujian Xiamen Tuobao Technology Co., Ltd. is a state-level specialized and special new enterprise focusing on the intelligent overall solution of independent power supply system. In the first half of the year, the company signed a large order, but faced with a large funding gap. China Merchants Bank Xiamen Branch used the re-lending policy of scientific and technological innovation to provide enterprises with special credit support of 30 million yuan in time to help enterprises better apply their innovations.

　　By the end of June, the loan balance of specialized and innovative small and medium-sized enterprises nationwide was 2.72 trillion yuan, an increase of 459.8 billion yuan over the same period of last year, maintaining a growth rate of more than 20% for 14 consecutive months; The loan balance of technology-based SMEs was 2.36 trillion yuan, an increase of 472.7 billion yuan over the same period of last year, with a growth rate of 25.1%.

　　Implement tax incentives and financial incentives to support scientific and technological innovation, establish a normalized working mechanism for financial support enterprises’ scientific and technological innovation system, and improve the mechanism of Industry-University-Research’s achievements docking and industrialization … … The departments of finance, taxation, finance, science and technology should deepen cooperation, unite policy efforts, guide enterprises to increase investment in R&D, enhance their scientific and technological innovation capabilities, and "squat and accumulate strength" for long-term development.

　　— — Guide development expectations and encourage private enterprises to show their talents in the field of "four new economies".

　　During the two sessions of the National People’s Congress this year, the General Secretary of the Supreme Leader stressed that it is necessary to stimulate the vitality of private capital investment, encourage and attract more private capital to participate in the construction of major national projects and key industrial chain supply chain projects, and make greater contributions to building a new development pattern and promoting high-quality development.

　　Beijing launched the first batch of public promotion projects to private capital, with a total of 149 projects to be promoted, with a total investment of 130.8 billion yuan; Shaanxi will upgrade the non-governmental investment projects included in the list of key projects at the city and county levels in terms of land use and environmental assessment … … Since the beginning of this year, all localities have provided strong guarantees, excellent services and implemented them, creating a good environment for all kinds of business entities to invest and start businesses and stimulating their internal vitality. A large number of private enterprises are striving for the first place in the "four new economies" with new technologies, new industries, new formats and new models, and the development momentum is good. By the end of May, there were more than 25 million private enterprises in China’s "four new economies". In the first five months, 2.15 million private enterprises in the "four new economies" were newly established, accounting for 57.1% of the newly established private enterprises.

　　— — Consolidate infrastructure, promote enterprises to "cluster" and create new development advantages.

　　In recent days, in Luojiang Economic Development Zone, Deyang City, Sichuan Province, the newly-built high-standard industrial sewage treatment plant is undergoing the overall commissioning of water inflow, and is ready to be put into operation formally to better meet the sewage treatment needs of high-end manufacturing enterprises. Zhou Xiaolin, director of the Management Committee of Luojiang Economic Development Zone, said that in view of the characteristics of the advanced materials industry, the local government is actively supporting the construction of modern factories and optimizing public services. "Today, high-performance fiber and composite materials, polymer materials and photoelectric materials enterprises ‘ In droves ’ Come and settle down, aggregate the industrial ecology and enlarge the competitive advantage. "

　　Guangxi actively promotes the construction of intelligent transportation and promotes the landing of new digital, networked and intelligent transportation infrastructure; Tianjin focuses on building 5G base stations to promote industrial digitalization and digital industrialization … … The construction of new infrastructure will be accelerated, which will promote the deep integration of digital economy with advanced manufacturing and modern service industries, and help modern industrial clusters and digital industrial parks in various places to flourish.

　　"Strengthening infrastructure construction is conducive to building a foundation for high-quality development and providing a broader growth space for various business entities." Shao Yu, chief economist of orient securities, said.

　　Stabilize expectations, provide excellent service, and plant fertile soil for the growth of business entities.

　　The the Political Bureau of the Communist Party of China (CPC) Central Committee meeting held on April 28th pointed out that it is necessary to adhere to the "Two Unswervings", remove the legal and regulatory obstacles and hidden barriers that affect the fair competition and common development of enterprises of all types, continuously boost the confidence of business entities and help enterprises recover.

　　The business environment is not the best, only better. The tax authorities use tax big data to accurately match the needs of taxpayers. This year, 229 million preferential tax and fee policies have been accurately pushed; The market supervision department strengthens intelligent supervision, establishes a full electronic business license database, actively expands application scenarios, and greatly saves manpower, paperwork and time costs & HELIP; … Since the beginning of this year, all localities and departments have further promoted the reform of key areas of the business environment, promoted the quality and efficiency of government services, and planted fertile ground for the growth and growth of business entities.

　　— — Excellent process, speed, decompression and loosening for enterprises.

　　"Our business involves many fields. Since the Electronic Taxation Bureau realized the comprehensive declaration of multiple taxes, it can complete the declaration and tax payment of related taxes in one interface, which not only saves time, improves work efficiency, but also reduces the cost of human resources." Song Chuqiao, deputy director of the Financial Management Center of Beijing Shougang Construction Investment Co., Ltd. said.

　　Smooth the domestic and international double circulation, and actively unblock and connect the breakpoints. Carry out "multi-tax integration" comprehensive declaration, streamline enterprise registration documents and materials, and a series of specific measures to optimize the business environment are targeted, so that enterprises can let go of their hands and feet for development; We have expanded the pilot scope of facilitation measures such as "direct delivery by ship", "direct loading in Hong Kong" and "joint loading and unloading". Export tax rebates have been accelerated again and again, supporting policies and services have been continuously improved, and enterprises have more confidence in exploring overseas markets.

　　— — Zero distance, non-contact, government service is smarter.

　　Information "runs the road" instead of taxpayers "running errands". By the end of June, the country had handled more than 270,000 cross-provincial electronic tax payments, and the tax payment exceeded 38 billion yuan, exceeding 85% of the annual business volume and 65% of the tax payment in 2022 respectively; A total of 197 commercial banks launched cross-provincial and off-site electronic tax payment services, an increase of 43 over 2022; There are 180 commercial banks that support real-time tax deduction and bank-side tax payment inquiry, accounting for more than 90%.

　　Qingdao, Shandong Province provides enterprises with a variety of personalized examination and approval service modes, such as "doing it offline once", "doing it online all the time" and "doing it near the door". An integrated government service platform was built and put into operation in Xi ‘an, Shaanxi, and the government service system at the national, provincial and municipal levels was opened. Guangdong and Guangzhou speed up the improvement of the digital enterprise service platform, allowing enterprises to choose their own "packages", and one application can handle multiple matters … … All localities actively explore, focus on the needs and expectations of business entities, and provide accurate, convenient and intelligent services for enterprises by digital means.

　　Li Xuhong, a professor at Beijing National Accounting Institute, believes that to persist in focusing on the real economy, we must be steady and down-to-earth, and we must be brave enough to open up new fields and new tracks and cultivate new competitive advantages. In the second half of the year, we should continue to implement various policies that have been promulgated, at the same time actively promote policy optimization and deepening reform, combine the effectiveness of policies with the vitality of business entities, and promote the effective improvement of quality and reasonable growth of the economy.

On June 8, candidates hugged the teacher outside the examination center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, parents (front row, right) greeted the candidates who walked out of the examination room at the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, candidates walked out of the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, parents (front row, right) greeted the candidates who walked out of the examination room at the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, candidates and parents celebrated at the test center of Weimin High School in Zhengzhou City, Henan Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Zhu Xiangshe

On June 8, candidates and parents hugged outside the test center of Weimin High School in Zhengzhou City, Henan Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Zhu Xiangshe

On June 8, parents of candidates waited outside the test center of No.2 Middle School (West Campus) in Hohhot, Inner Mongolia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Behe photo

On June 8, candidates walked out of the examination room at the test center of No.2 Middle School (West Campus) in Hohhot, Inner Mongolia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Behe photo

On June 8, at the test center of Yinchuan No.2 Middle School in Ningxia, the family sent flowers to the candidates.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tang Rufeng photo

On June 8, candidates walked out of the test center of Yinchuan No.2 Middle School in Ningxia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tang Rufeng photo

On June 8, candidates walked out of the examination room at the examination center of No.14 Middle School in Lanzhou City, Gansu Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Ma Xiping photo

On June 8, outside the examination center of No.14 Middle School in Lanzhou City, Gansu Province, candidates and their parents took a group photo as a souvenir.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Ma Xiping photo

On June 8, at the test center of Xinmin Campus of Nanning No.2 Middle School, Guangxi, candidates walked out of the examination room after finishing the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Liu Lingyi photo

On June 8, parents sent flowers to the candidates at the test center of Hefei No.8 Middle School in Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, at the test center of Hefei No.8 Middle School, Anhui Province, a candidate hugged his father after finishing the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, at the test center of Hefei No.8 Middle School in Anhui Province, a candidate ran out of the examination room after the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, a parent waited outside the test center of Hefei No.8 Middle School in Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province, candidates and parents embraced.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

On June 8, candidates and their families took pictures outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

On June 8, candidates and their families took pictures outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

In today’s society, buying a house has become an important milestone in many people’s lives. However, for most property buyers, it is unrealistic to pay the full amount at one time, so loans have become the main way to buy a house. This paper will introduce the process and matters needing attention of loan processing in detail to help you better understand and prepare the loan application.

First, the preparatory work before the loan

Before applying for a loan, you need to make the following preparations:

1. credit ratingBanks or financial institutions will evaluate your repayment ability through your credit report. Make sure your credit history is good and avoid overdue repayment or arrears.

2. income statementProvide stable proof of work and income, such as payroll, tax bill or bank account, to prove that you have sufficient repayment ability.

3. Down payment preparationAccording to the current mortgage policy, buyers usually need to pay a certain percentage of down payment. Make sure you have enough down payment funds.

Second, choose the right loan products

There are many kinds of loan products in the market, including fixed interest rate loans, floating interest rate loans and portfolio loans. You need to choose the most suitable loan product according to your financial situation and repayment ability. The following are some common loan types and their characteristics:

Third, submit a loan application

After selecting a loan product, you need to submit a loan application to a bank or financial institution. During the application process, you need to provide the following materials:

1. Proof of identity: ID card, household registration book, etc.

2. income statement: Payrolls, tax bills, bank accounts, etc.

3. Proof of assets: real estate license, vehicle registration certificate, etc.

4. Purchase contract: the purchase contract signed with the seller.

IV. Loan Approval and Lending

After receiving your application materials, the bank or financial institution will conduct a detailed review. After the approval, you will get the loan approval and sign the loan contract. After the contract is signed, the bank will pay the seller the purchase price according to the contract, and you will start to repay according to the repayment plan agreed in the contract.

V. Matters needing attention in repayment

In the process of repayment, you need to pay attention to the following points:

1. Repay on time: Make sure to repay the loan on time every month to avoid default interest.

2. Pay attention to interest rate changesIf it is a floating interest rate loan, pay attention to the change of market interest rate and adjust the repayment plan in time.

3. Early repaymentIf you have the ability, you can consider repaying in advance to reduce interest expenses.

Through the above steps, you can successfully handle (000606) the house purchase loan and realize your dream of buying a house. In the whole process, keep good communication with banks or financial institutions to ensure the accuracy and timeliness of information.

　　 Aston martin, which rarely releases new cars, seems a little busy in 2022. In addition to the final version of Vantage V12, on February 1st, we will welcome a brand-new DBX (Configuration | Inquiry) high-performance SUV, which will become "the most powerful luxury SUV in the world". Not surprisingly, this new car will be DBX S, probably powered by V12 developed in aston martin, instead of the 4.0-liter twin-turbo V8 engine from Mercedes -AMG currently used by DBX, DB11 and Vantage.

　　 According to the officially released Change is Coming preview video, some rims, body and interior of the new aston martin DBX S are displayed, and at the same time, we can appreciate the wonderful sound of the new car. More importantly, the release date of the new car has also been officially confirmed, and it will be launched worldwide on February 1, 2022. It is worth mentioning that the video description also wrote "Change is coming. Power talks。 The world’s most powerful luxury SUV。 01.02.22 (Change is just around the corner, and performance is king. Please look forward to the arrival of the world’s most powerful luxury SUV on February 1), which makes people can’t help but expect the new car to have unparalleled power performance.

　　 At present, aston martin DBX is equipped with a 4.0-liter twin-turbo V8 engine from Mercedes -AMG, and its maximum output power is 542 HP (405 kW) and 700 Nm respectively. China also provides a light hybrid power of a 3.0-liter turbocharged inline six-cylinder engine because of tax reduction. Although DBX S may extend the enhanced version of the V8 engine of AMG, it is more likely to be its own 5.2-liter twin-turbocharged V12 engine. Previous spy photos show that the sound of DBX S is similar to that of other V12 coupes DB11 and DBS Superleggera in aston martin. If the goal of DBX S is the most powerful luxury SUV, challenging competitors such as Porsche Cayenne Turbo GT with 631 horsepower, Bentley Tim Yue Speed with 626 horsepower, BMW X5 M Competition/X6 M Competition with 617 horsepower, Mercedes -AMG GLE/GLS 63 S with 603 horsepower and Rolls-Royce Cullinan with 600 horsepower, then V12 will undoubtedly be the biggest fire protection to achieve this goal.

　　 Aston martin can now have AMG-derived V12 engines with various power adjustment levels, ranging from 600 horsepower of DB11 to 715 horsepower of DBS, and 630 horsepower of DB11 AMR. However, DBX, a 4.0-liter V8 with 542 horsepower, can also be adjusted to increase the total power output, just as Mercedes AMG-GT Black Series can be upgraded to 720 horsepower with a flat crank. Of course, it will be simpler and cheaper for DBX to install a V8 engine with stronger output than V12, and it is obvious that the V8 engine is used in the preview video.

　　 Therefore, how much power DBX S needs to become the most powerful luxury SUV in the world depends on aston martin’s own definition of competitors. The 707-horsepower Jeep Grand Cherokee Trackhawk and 710-horsepower Dodge Durango SRT Hellcat have more than 700 horsepower, but we don’t expect new cars to surpass them, because these two American models are not luxury SUVs; The most powerful competitor, Porsche Cayenne Turbo S E-Hybrid, has only 671 horsepower plug-in hybrid transmission system.

　　 Previously, aston martin DBX S has been tested at newberg Forest Circuit, and its design has been exposed in advance. The new car will be more aggressive than the ordinary version, with a larger grille occupying the visual focus at the front, canceling the horizontal lath shape of the ordinary version and replacing it with a black grid pattern; The front bumper has been redesigned around the new grille, with a single deep air inlet that spans the entire width of the front and rises on both sides of the main radiator grille. The increase in the size of the air inlet indicates the need to cool more powerful power than before. A set of four-outlet tailpipes replaces the double-outlet setting of the ordinary version; Duck tail short tail and full width light bar and roof spoiler are still retained.

　　 In addition, DBX S will also use the improved adaptive air suspension settings to make a more sporty adjustment and improve the steering directivity. DBX S will kick off the new DBX model. Starting from the end of 2022, aston martin will also launch a six-cylinder light hybrid model, and plug-in hybrid vehicles are also in the pipeline. "DBX is about to enter the next chapter, which will set new performance standards. Are you ready for the world’s most powerful luxury SUV? " Aston martin said at the end of the preview video. For more information about DBX in aston martin, please pay attention to the follow-up reports. (Source: Aston Martin Compilation: Kishi.W)

　　Cctv news(Reporter Li Wenxue): Late at night on September 20th, the Harbin Municipal Command for Responding to novel coronavirus’s Pneumonia Epidemic issued Announcement No.69, and implemented temporary control measures for epidemic prevention and control in six districts including Daoli, Daowai, Nangang, Xiangfang, Pingfang and Songbei.

　　Strictly restrict the flow of people

　　People in the area don’t have to leave the area 6, and those who really need to leave the area 6 need to hold two negative nucleic acid tests within 48 hours (interval ≥ 24 hours), with the "Longjiang Health Code" green code. Personnel and vehicles related to emergency, epidemic prevention, commuting, important official duties, people’s livelihood security, etc. need to have a negative nucleic acid test certificate within 48 hours and pass by the green code of "Longjiang Health Code". People and vehicles who really need to go out for medical treatment are not restricted from entering and leaving Zone 6.

　　Take the subway, bus, online car, taxi, etc., strictly implement the requirements of "code scanning, temperature measurement and wearing a mask" (temperature measurement is not required for buses, online cars and taxis), and the passengers in the car shall not exceed 50% of the rated passenger capacity.

　　Strictly control key places

　　All kinds of commercial stores, business premises, hotels, tourist attractions, religious places and institutions strictly implement "code scanning (Longjiang health code+big data travel card), temperature measurement and wearing masks", and check the negative certificate of nucleic acid test within 48 hours. Employees must wear N95 masks in a standardized manner, and the number of customers accepted instantly in crowded places and closed spaces shall not exceed 50% of the maximum carrying capacity.

　　Xiangfang District will suspend the operation of places with dense personnel and closed space, and suspend offline teaching in primary and secondary schools and kindergartens. Specific control measures shall be implemented in accordance with the regulations of Xiangfang District Command.

　　Strictly control aggregation activities.

　　Insist on postponing weddings, keeping funerals simple, and not holding banquets. Funeral activities should be reported to the local community (village) in a timely manner.

　　Advocate residents not to go out unless necessary, try to avoid going to crowded public places, not gathering, not gathering, not having dinner.

　　Strict management of key institutions

　　Welfare institutions, pension institutions and mental health institutions are under closed management, and personnel are prohibited from entering or leaving. Old-age care institutions have suspended accepting new elderly people and stopped visiting activities.

　　The public security judicial and administrative supervision office shall be fully closed, and direct contact with family members shall be suspended.

　　All government agencies, enterprises and institutions carry out "two points and one line" and rush hours, and strictly implement "code scanning (Longjiang health code+big data travel card), temperature measurement and wearing masks" for all those who enter, and check the negative certificate of nucleic acid test within 48 hours.

　　Strict regional nucleic acid detection

　　All personnel (including outsiders) in Area 6 should participate in regional nucleic acid testing according to territorial requirements, so as to ensure that all personnel should be tested and no one is left behind.

　　Participants in nucleic acid testing should consciously obey the on-site management, do personal protection throughout the process, keep a distance of 2 meters from others, and do not cut in line, talk or gather.

　　The management of "Longjiang health code" assigned yellow code for those who did not participate in regional nucleic acid detection according to the prescribed time limit.

　　Strictly implement the "four-party responsibility"

　　All levels, industry sectors, market players and the general public should strictly follow the requirements of epidemic prevention and control, strictly compact the responsibility of territorial prevention and control, industry supervision, unit main responsibility and personal protection, consciously implement the detailed prevention and control measures, weave the prevention and control network tightly, and resolutely prevent the occurrence of large-scale epidemic.

　　The urban two-level and industry authorities have further strengthened supervision and inspection. Any unit, place or individual who fails to strictly implement the prevention and control regulations will be held accountable according to the law.

　　The general public should firmly establish the concept that "everyone is the first responsible person for their own health", earnestly enhance their awareness of prevention, and adhere to the principle of "wearing a mask, washing hands frequently, ventilating more, and not gathering". If symptoms such as fever, dry cough, fatigue, dry throat, sore throat, decreased sense of smell (taste) and diarrhea occur, they should not take medicine by themselves, and should wear a mask to the fever clinic of the nearest medical institution for investigation and treatment as soon as possible.

　　The announcement shall come into force as of the date of promulgation and will be adjusted according to the development of the epidemic.

Moon cakes of Yunnan University.

Mooncakes of Yunnan Institute of Technology and Business.

The moon cake team of Yunnan Agricultural University is making moon cakes. Reporter Yang Yanping photo

Moon cakes of Kunming University of Science and Technology.

The Mid-Autumn Festival is getting closer and closer. In the R&D center of Yunnan Dairy Association in Yunnan Agricultural University, a moon cake team composed of more than 20 people is busy. With the surge of orders, team members have to make 300 to 400 mooncakes with milk fans every day. These moon cakes with the characteristics of Yunnan Agricultural University are not only beautifully designed and unique in taste, but also contain a strong Yunnan flavor.

Not only Yunnan Agricultural University, Yunnan University, Kunming University of Science and Technology and other universities have also launched customized moon cakes to show the innovative spirit and humanistic feelings of college teachers and students with traditional cuisine.

"Yunnan flavor" goes out

Students from the Moon Cake Team of Yunnan Agricultural University come from the innovation and entrepreneurship team of food resources and dairy science. In the operation room, they have a clear division of labor, and they are making mooncakes with unique characteristics of Yunnong in an orderly manner according to the process.

First, the raw milk fan is cut into pieces, fried in an oil pan, salvaged for special deoiling treatment, then ground into pieces, and added with cranberries and honey to make a unique milk fan filling, and then wrapped by students by hand. "In order to prevent the milk fan from getting oily after it is left for a long time, we have specially added the deoiling link, so that the moon cake tastes better and is more healthy." Team member Dong Xiaozhu said.

This year, Yunnan Agricultural University launched two kinds of milk fan moon cakes, namely, honey crisp milk fan moon cake and milk fan crisp cake moon cake. In the hands of students, Taoshanpi was pressed into colorful mooncake skins. They weigh the stuffing accurately, put it into the dough according to a certain proportion, then knead it, press it into shape, and finally pack it out of the oven. The words "Yunnong" and "1938" are printed on the small moon cake, and there are two long ears of wheat, which fully show the characteristics of this agricultural college which was founded 85 years ago.

According to Huang Aixiang, the instructor of the innovation and entrepreneurship team of food resources and dairy science and a professor at the College of Food Science and Technology of Yunnan Agricultural University, milk fans have a long history and rich nutrition. During the Tang Dynasty, Dali people had the custom of making milk fans from Deng Chuan. The moon cakes made from milk fans have a strong Yunnan flavor.

Huang Aixiang and his classmates have been committed to the innovative research and development of dairy products, in order to let more people "see" Yunnan dairy products, "see" Yunnan cuisine and "see" Yunnan’s high-quality agricultural special products.

Like Yunnan Agricultural University, Yunnan University of Traditional Chinese Medicine has "sent out" Yunnan elements through innovation. This year, Yunnan University of Traditional Chinese Medicine launched four kinds of medicated moon cakes. Polygonatum sibiricum added to medicated moon cakes is Polygonatum yunnanense produced in Yunnan.

"The school has been making medicated moon cakes since 2016. We asked Chinese medicine experts to select Chinese herbal medicines for both medicine and food to match, constantly adjust the taste, and launched a medicated moon cake with low sugar and good taste. " According to the relevant person in charge of Yunnan University of Traditional Chinese Medicine, the series of medicinal moon cakes launched this time is an innovative attempt to develop Polygonatum, which has four flavors: Polygonatum odoratum, Polygonatum wuren, Polygonatum kumquat and Polygonatum odoratum with cloud legs.

Gifts for teachers and students during the festive season

In Yunnan, there are many colleges and universities like Yunnan Agricultural University and Yunnan University of Traditional Chinese Medicine that "carve" Yunnan flavor, hometown elements and school characteristics on moon cakes.

"A hundred schools of thought will benefit the whole world", and Yunnan University printed the school spirit on moon cakes. Seeing this moon cake, Yunnan University students naturally raised their feelings of loving the school. These moon cakes are made by the Catering Service Center of Yunnan University Logistics Service Group and will be given to students at school. This is also the school’s 18 consecutive years of homemade moon cakes for free to students.

Since 2006, in order to alleviate students’ homesickness, Yunnan University has given students free moon cakes to let them feel the warmth of this big family. Different from previous years, this year’s catering service center made exquisite gift boxes, which printed the beautiful scenery of the school’s late green garden on the boxes, creating a good holiday atmosphere. This year, the Catering Service Center plans to make 33,000 mooncake gift boxes. Each mooncake gift box contains 2 ham mooncakes, 1 Wuren mooncake, 1 Yunnan crispy coconut mooncake and 1 hawthorn mooncake.

Kunming University of Science and Technology Logistics Service Center Food Service Center produced Kungong characteristic Wenchuang moon cake, which was also launched, and was called drop-dead gorgeous in the moon cake by the students. Wenchuang moon cake of Kunming University of Science and Technology takes the shape of a full moon, takes the school emblem as the pattern, is unique, and prints the seal of the exclusive Kungong. In terms of fillings, there are fragrant peach fillings, sweet poplar nectar fillings, sweet litchi fillings, and strong coconut cheese fillings, and there is always one that can meet the needs of taste buds. In addition to Wenchuang moon cakes, traditional moon cakes are indispensable. Yuntui, red bean paste, Wuren and egg yolk lotus seed paste are all the favorites of Kungong workers.

This year, Yunnan Institute of Technology continued to launch the "School Emblem Moon Cake", with the school emblem and school year printed on the front of the moon cake. There are three flavors of mung bean, red bean and pineapple, which are the most popular among teachers and students of Yunnan Institute of Technology. According to the relevant person in charge of the college, the meaning of red bean moon cakes is the most special, because red beans are also called acacia beans, and students come from all corners of the country. I hope red beans can pin their love for acacia. Since 2017, the school has made a "school emblem moon cake" and sent it to new students, hoping to let everyone feel the care of the school. (Yang Yanping, Yu Suzhen)

　　Refund increased. The Wandering Earth was attacked by piracy.

　　0.5 yuan to 5 yuan can watch Chinese New Year movies, and cat-eye movies show that the number of refunds in The Wandering Earth has increased; The National Copyright Administration says piracy is being curbed.

　　It took The Wandering Earth only four days from the release to the appearance of high-definition piracy.

　　On February 5th, Chinese New Year movies such as The Wandering Earth, Crazy Alien and New king of comedy came. Among them, The Wandering Earth is regarded as the milestone of China’s sci-fi movies, which has aroused the attention of the whole people. The Beijing News reporter found that on the first day after the release of these films, there was a gun version of the video; On February 8th, all the high-definition video resources of movies being shown were already available online.

　　The Beijing News reporter contacted a number of people who sold "high-definition movie resources" and found that the prices of the above-mentioned movies ranged from 0.5 yuan to 5 yuan, and the playing forms mainly included direct viewing by sharing links with network disks and direct viewing from websites. In addition, movies and videos purchased from multiple channels were all advertised as barrage in a casino in Macau.

　　On February 10th, the National Copyright Administration issued a statement, saying that it would severely crack down on online infringement and piracy, protect excellent domestic films, and hand over serious infringement and piracy elements to the public security department to take criminal measures to severely crack down.

　　Deng Hongguang, a professor of intellectual property at Southwest University of Political Science and Law, told the Beijing News reporter that "online piracy is often copied by people by recording movies and then uploaded to the Internet. Its behavior infringes the copyright owner’s right to copy and disseminate information on the Internet, and may be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and fined".

　　Macao casino advertisement appears in pirated video.

　　On February 5th, the Spring Festival Lunar New Year movie came, and on February 6th, Xiaokang (a pseudonym), a seller selling movie resources online, got the gun version resources of Crazy Alien and New king of comedy.

　　The Beijing News reporter saw in a well-off circle of friends that these movie videos were directly "stolen" in the cinema, so the picture was slightly shaky and unclear. In this regard, Xiaokang said that it can be "free to make up" after the high-definition resources are released.

　　On February 8th, a well-off circle of friends appeared "HD Video of 2019 Spring Festival Lunar New Year movies", including The Wandering Earth, Crazy Alien, Flying Life, New king of comedy, and Clean Government. The HD version of the above films is sold as a movie in 5 yuan, which can be watched directly through the network disk.

　　In the hands of another seller of movie resources, the price was pressed even lower. The above-mentioned films, together with Pu Songling, Piggy Peggy for the New Year, are packaged and sold at the price of 4 yuan. On average, you only need to ask 0.5 yuan for a movie. On February 8 th, the movie released in the Spring Festival file was already caught by pirates, which was only the fourth day after the movie was released.

　　Xiaokang told the Beijing News reporter that when new movies are released, what they get is generally gun version resources, not HD. Therefore, this time, when the New Year’s film was released in high definition, it "sold a lot".

　　The Beijing News reporter noted that since February 8, the pirated broadcast resources of HD version have flooded the whole network. There is even a "resource website" that directly plays movie videos for free. On February 10th, the Beijing News reporter found in a resource station provided by a pirate that you can directly watch The Wandering Earth in HD1080P online for free as long as you log in to the website. The website can even log in and watch through WeChat scan code.

　　In this regard, The Wandering Earth producer Gong Geer told the media a few days ago that the staff in The Wandering Earth did not have time to celebrate the rising box office, but spent almost all their energy on complaining and blocking piracy.

　　On February 8th, Gong Geer said in his personal Weibo that all the anti-piracy links suggested by netizens have been reported and blocked, but for technical reasons, some of them are blocked quickly and some need some time. Everyone’s private messages are not energetic enough to reply one by one. "My anti-piracy team and I are especially grateful for your support. Please continue to cheer!"

　　On February 10th, the National Copyright Administration said that serious infringement and piracy will be handed over to the public security department to take criminal measures to crack down. On February 11th, Weibo, the official of the National Copyright Administration, reported that in recent days, through the joint action of various departments and rights holders, the pirated transmission of cinema films for the Spring Festival has been curbed to some extent.

　　Yesterday, the Beijing News reporter found that WeChat has banned the WeChat viewing link of the aforementioned pirated websites because it contains "infringing content".

　　Pirates drain through social networking sites and online shopping platforms.

　　Where do the high-definition movie resources of the Spring Festival file come from? Xiaokang told reporters that he downloaded from the "resource number" and "website with resources".

　　The Beijing News reporter found that these "resource numbers" are WeChat official account, which often publish some film and television resources. However, many "resource numbers" are not the direct source of film leakage. Because the threshold of pirated video is extremely low, every buyer who downloads pirated video can directly monopolize it and become the next seller, so most pirates are the lower participants in the pyramid of pirated video industry chain, not the "source" of film leakage.

　　Zhao Hu, a partner of Beijing Zhongwen Law Firm, told the Beijing News that the source of the film leak is complicated. "Because a movie has to go through several hands from production to final release, in addition to production, there are also corresponding departments of the country, corresponding cinemas and distributors, and there will be a movie master, and many people will handle it. Any place that is handled may be the source. "

　　But it is very easy to become a pirate. Xiaokang told the Beijing News reporter that it only costs 188 yuan.

　　"When we recruit an agent and pay an agent fee of 188 yuan, we can get the’ resource number’ and the reliable website, and get all the resources updated for free. You can watch any movie you want from it."

　　It is worth noting that the Beijing News reporter found that these "high-definition videos" always drift across the advertising barrage of a casino in Macau from time to time, and watch the movie resources in the above three ways, and the advertising barrage appears in different ways.

　　Xiaokang said that his drainage method is to search for relevant Weibo or videos by keywords on platforms such as Weibo and bilibili, and then post advertisements in the comment area. Advertising language will generally be "high-definition resources plus WeChat XXX", and in order to avoid censorship, letters or homophones will be used instead of movie names. The Beijing News reporter found that although such comments may attract buyers, they often attract criticism and even be reported. For example, in bilibili, a video comment area called "The Wandering Earth’s overseas broadcasts have been well received by foreign netizens", after someone posted a drainage advertisement below, some netizens commented that "piracy was promoted and reported".

　　In addition to social networking sites and various video sites, online shopping platforms have also become one of the main battlefields for pirates to drain. On February 11th, the Beijing News reporter found a number of sellers selling movie resources after searching for "movie" on idle fish. One of the sellers said that he sold "How about a movie for the New Year? Interested messages". After the reporter left a message, he was told that he could take pictures of the goods directly on the idle fish, and then send a link to the network disk through QQ to watch.

　　Zhao Hu said that piracy is very harmful to the pirated links of popular movies, because the movie is in the release period and its income mainly depends on the box office. If there is a link, it will have a substitution effect, which will have an impact on the box office, which is a very direct damage.

　　The Beijing News reporter inquired about the box office in The Wandering Earth through Cat’s Eye movies, and found that although the box office in The Wandering Earth rose steadily due to the rising word of mouth, on February 7th, the number of large-scale refunds for the movie was 124,000, while on February 8th and 9th, the number of large-scale refunds for the movie increased slightly, with 143,000 and 146,000 respectively.

　　Lawyers said that serious pirates may be sentenced to imprisonment.

　　Deng Hongguang, a professor of intellectual property at Southwest University of Political Science and Law, said that piracy is essentially the pursuit of personal interests. As long as it is driven by sufficient interests and the risk of this behavior is less than the income, it is difficult to fundamentally eliminate this piracy. If we say prevention, first of all, we should truly realize that "law enforcement must be strict and violators must be prosecuted", thus reducing the psychological expectation of pirates to take risks; The second is to increase the supervision obligation of the platform and require the platform to provide relevant infringement information.

　　Zhao Hu, a partner of Beijing Zhongwen Law Firm, told the Beijing News reporter that the fight against piracy is divided into two aspects: beforehand and afterwards. "In advance, the state organs that have access to the film manage their staff well, and the producers and project parties of the film sign confidentiality agreements to prevent leakage. Afterwards, regardless of infringement or crime, it is necessary to use legal weapons to actively defend rights and let pirates pay the corresponding price. It would be better if they could find the corresponding source. "

　　"China’s copyright law stipulates that other people’s works may not be used in this way without authorization. In addition, if the circumstances are serious, it will constitute a crime of copyright infringement. In other words, if the illegal income is large, or other serious circumstances, it may constitute a crime of copyright infringement and may be sentenced to fixed-term imprisonment of not more than three years. If it is particularly large, it may be fixed-term imprisonment of not less than three years and not more than seven years. " Zhao Hu said.

　　Pirated movies are only a small part of the income of pirates. Xiaokang revealed that because the resources of new movies are not high-definition, most of them are gun versions, and basically "not much to buy", his main income from selling movie resources comes from "restricted" movies that are not allowed to spread. The method of obtaining resources is exactly the same as that of cinema movies, but more people often buy them.

　　In this regard, Deng Hongguang said that as long as other people’s movies are pirated, whether it is a hot movie or a classic movie that has already been played, whether it is a domestic movie or a foreign movie, its behavior is the same in law, which constitutes infringement of copyright. Those who commit serious acts shall be investigated for civil, administrative and criminal responsibilities.

　　"Playing cartoons and film reviews that are explicitly prohibited by SARFT from spreading can be punished from illegal business operation and dissemination of obscene articles. For example, according to the provisions of the Law on Public Security Administration Punishment, anyone who uses computer information networks, telephones and other communication tools to disseminate obscene information shall be detained for more than 10 days and less than 15 days, and may be fined less than 3,000 yuan; If the circumstances are minor, they shall be detained for less than 5 days or fined for less than 500 yuan. " Deng Hongguang said. (Reporter Luo Yidan, liang chen)