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　　Cctv newsThis is a criminal suspect wanted by the B-level wanted order of the Ministry of Public Security. His name is Zhou Yongsen. Eleven years ago, he was suspected of killing two people in Xuyi County, Huai ‘an City, Jiangsu Province. During his escape, he once sneaked back to Xu Yi with the intention of murdering his ex-wife again. What kind of person is this, and how did he hide his whereabouts during these 11 years? How did the police finally catch him? Recently, Jiangsu police released some pictures recorded by the police when Zhou Yongsen was arrested.

　　In June this year, several policemen from Xuyi County, Huai ‘an City, Jiangsu Province drove thousands of miles to Ningde City, Fujian Province. This time, their task was to bring back a middle-aged man who had been hard tracked by Xuyi police for 11 years.

　　The case occurred at about 9: 50 pm on December 7, 2008. After receiving the report, the police quickly arrived at the scene of the incident.

　　Chen Yong, Instructor of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceThere was a moped lying on the ground at the scene, and some fragments of motorcycles were scattered on the ground at the front side of the car, including some tools and gloves. A male victim was in the facade room on the east side of the scene, at the door of a shop, and there was a pool of blood on the ground, and a female victim was not far from the south side of the scene.

　　The police initially judged that this was a case of intentional homicide. The victim is a man and a woman.

　　Zhao Biao, deputy head of the Interpol Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu Province:One of the men died when "120" arrived at the scene, and another woman was found dead when she arrived at the hospital on the way to treatment.

　　The criminal suspect attacked the street with a knife and caused death. This is a major case that has not happened in Xuyi County for many years, and its nature is very bad. Through on-site investigation, the police quickly locked in a man.

　　Zhao Biao, Deputy Chief of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceAccording to our on-the-spot investigator’s visit, on-the-spot investigation and inspection, witnesses said that the man who committed the crime was a man named Zhou who lived in Tiantai Lane, Xucheng Town.

　　The police confirmed that the suspect’s name was Zhou Yongsen, and the Xuyi County Public Security Bureau immediately dispatched elite police to set up a task force on the spot to investigate Zhou Yongsen’s home, the place where he might stay and the external relations, and set up a bayonet at the intersection of Xuyi County to prevent escape. However, there was nothing in the search in Xuyi area that night, just as everyone continued to dig deep into the relevant clues, a worrying news suddenly came from the team responsible for the peripheral investigation.

　　Chen Yong, Instructor of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceI found him at a gas station leading to Mingguang Road, and there was a record of cycling to refuel at night. You won’t find it later. But the only direction that that road leads to is Anhui Mingguang.

　　According to the calculation of refueling time afterwards, only ten minutes after the incident, Zhou Yongsen had already set foot on the road to mingguang city. That is to say, when the police grasped this clue, he probably had fled Xuyi. Therefore, the police quickly adjusted the deployment of police force and pursued it in the direction of Mingguang, Anhui Province overnight. At the same time, they contacted the Mingguang City Public Security Bureau to set up some control points at the intersection in Mingguang. However, until the next morning, the police in both places found no trace of Zhou Yongsen.

　　Analyze the motive of the crime and investigate the escape direction

　　The suspect disappeared, and the police continued to look for his trace while conducting a more in-depth investigation of the case. Then, why did Zhou Yongsen commit such a vicious crime in the street? Where on earth would he flee to?

　　There are two victims in this case, a man and a woman. Forensic examination found that both of them were stabbed several times, and they were almost fatal.

　　Zhao Biao, Deputy Chief of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceThe male deceased was found by the emergency doctor to have a fatal knife, which had touched the abdominal organs, one knife was inserted in the heart and the other knife was inserted in the spleen of the abdomen. Another woman also had three or four cuts on her heart and abdomen. Among them, the fatal injury is also the internal organs of the injured.

　　They used to be lovers. Why did they turn against each other?

　　Among the victims, the female Ning was a bathroom attendant and the male Liu was a truck driver. Through investigation, the police found that Zhou Yongsen and the female victim Ning had known each other for a long time, and they were once boyfriend and girlfriend. However, Zhou Yongsen didn’t agree with Ning’s reason for breaking up. He felt that he was really giving, but the woman didn’t really treat him. Moreover, Ning just broke up and began to associate with a new boyfriend, which made Zhou Yongsen feel cheated even more.

　　Knowing the night of the murder by visiting the police

　　Through the visit, the police learned more details about the night of the crime. On that day, Zhou Yongsen saw Ning and her boyfriend Liu on the Huaihe River Bridge in Xuyi County after drinking. At that time, Liu was riding an electric car, and Ning was sitting in the back seat, looking very close. Zhou Yongsen didn’t say anything after seeing the two men, and quietly followed them by bike. And deliberately took a shortcut to the front of the two and hit their electric car head-on.

　　Chen Yong, Instructor of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceThe female victim Ning Mou took out the phone to call the police at that time. Zhou Yongsen grabbed the mobile phone, then touched something similar to a dagger from the car and kept licking the female victim Ning Mou.

　　In less than a minute, the victims Ning and Liu were both smashed to the ground by Zhou Yongsen.

　　Chen Yong, Instructor of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceFrom the crime scene at that time and the injuries on the victims, it should be seen that Zhou Yongsen is a very ferocious person and his crime is reckless.

　　The crime time is short, and the monitoring record of the gas station is blurred.

　　According to the witnesses, the time he committed the assassination of the two victims was very short, less than a minute in total, and then he immediately disappeared into the darkness on his motorcycle. When the police received an alarm from the masses and arrived at the crime scene, Zhou Yongsen had fled to Mingguang, Anhui. This is a fuzzy figure recorded by the monitoring probe of the gas station, which is located next to the highway from Xuyi to Mingguang. This is also the last clue about Zhou Yongsen obtained by the police at that time.

　　Claiming to take the initiative to reveal his whereabouts, he has disappeared since then.

　　In February 2009, that is, two months after the murder, Zhou Yongsen’s sister suddenly received a phone call. On the other end of the phone, Zhou Yongsen said that she was in Xiamen, Fujian Province, and she planned to commit suicide by jumping into the sea because of her long-distance escape. However, when Xuyi police found the place where Zhou Yongsen called in Xiamen, Fujian, they found no trace of him. This was the only time that Zhou Yongsen voluntarily revealed his whereabouts, and since then he has disappeared. Many people, including family members, think that Zhou Yongsen really committed suicide by jumping into the sea. To everyone’s surprise, on March 2, 2014, Zhou Yongsen, who had disappeared for five years, suddenly appeared in Xuyi County, the home of his ex-mother-in-law. This time, he stabbed his ex-wife’s mother’s brother with a knife.

　　Zhou Yongsen’s ex-wife said that both of them were injured. It happened that she didn’t come home.

　　After receiving the alarm, the police immediately arranged a bayonet on the main traffic road for blocking control, but Zhou Yongsen escaped first.

　　After years of absconding, he suddenly appeared again.

　　Zhou Yongsen’s reappearance made his ex-wife and family feel scared. While strengthening the protection of Zhou Yongsen’s ex-wife, the police went all out to investigate Zhou Yongsen’s escape clues.

　　Zhou Yongsen committed another crime, which attracted the attention of the Jiangsu Provincial Public Security Bureau. Later, they listed the case as a case supervised by the provincial department, and reported it to the Ministry of Public Security, and issued a B-level wanted order to Zhou Yongsen, which was wanted nationwide.

　　So why on earth did Zhou Yongsen go to his former mother-in-law’s house? Further investigation by the police found that Zhou Yongsen’s target was probably his ex-wife. After he divorced his ex-wife six years ago, he was punished by the police for hurting his ex-wife.

　　Fu Yonggang, Captain of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceIn fact, after divorcing him, people reunited their families and found someone else. Then he saw him and his wife, that is, his ex-wife and his current husband, go to the square of the lobster festival to watch a performance. Then he couldn’t accept this fact, and then he went up to hurt his wife, and then he was detained by our security.

　　March 2, 2014 is the second day of the second lunar month. According to the local custom of Xuyi, all the daughters married on this day have to go back to their parents’ homes. By checking and monitoring the police, it was found that Zhou Yongsen appeared near the former mother-in-law’s house early this morning. However, I waited for most of the day, but I didn’t wait until my ex-wife came back. The police speculated that Zhou Yongsen could not wait, so he went into the house to look for it.

　　Before committing a crime, prepare to buy transportation fully and specially.

　　However, as soon as he entered the compound, his ex-mother-in-law saw him, so he stabbed each other and found that his strange ex-wife brother came out to stop him, and he was stabbed, and then Zhou Yongsen quickly fled. The police found that he came back after careful preparation and planning. He took a black car to Sihong County, which is adjacent to Xuyi, one day in advance, bought an assembled fuel moped at a roadside stall, and rode to the former mother-in-law’s house overnight to lurk.

　　Zhao Biao, Deputy Chief of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceHis ex-mother-in-law lives on a hillside near Heqiao Street, which is about 2 kilometers away from the mountain. The police station is also about 1500 meters away from this intersection. He thinks he will run away after committing the crime, and he will run down the mountain after committing the crime from his mother-in-law’s house. It will take at least 3 minutes to run down the mountain. So after a preliminary guess, he thought he could run away in three minutes.

　　According to the police, Zhou Yongsen had studied medical skills when he was young and had a strong ability to survive in the wild. The police believe that this is the main reason why Zhou Yongsen was able to escape and successfully hide himself.

　　Not long after the second incident, Xuyi police determined the range of Zhou Yongsen’s absconding according to the clues they had, just in some counties and cities in Fujian and Guangdong. Therefore, these locations have become the key areas for case handlers to control.

　　On June 8 this year, the police in Jiaocheng District, Ningde City, Fujian Province found the suspect Zhou Yongsen, who was in rags and unkempt, during an investigation in the suburban junction, and immediately informed the police in Xuyi.

　　Fu Yonggang, Captain of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceAt that time, I asked him to send me the photo first. When he first sent it, because I was deeply impressed by this person, he was detained by the public security organ once before, and I handled it at that time. So as soon as he sent it, I looked at the photo and said that it must be this person. There should be no mistakes.

　　When I was arrested, I still had thoughts of revenge.

　　On the same day, the police sent a special person to escort Zhou Yongsen back to Xuyi, and he was finally arrested after absconding for eleven years. According to Zhou Yongsen, he still hasn’t given up the idea of revenge on his ex-wife. At the same time, he also confessed that during his escape, he was on tenterhooks every day and had no place to live.

　　The suspect Zhou Yongsen confessed that after killing his ex-girlfriend and others in December 2008, he fled to Xiamen, Fujian Province in February 2009. It was at that time that he called his sister and said that he would commit suicide by jumping into the sea.

　　Suspect Zhou YongsenAt that time, I felt as if I was basically ashamed to live in this world, and I was unable to live in this world.

　　Zhou Yongsen confessed that he did try to commit suicide by jumping into the sea, but he failed because the sea was too shallow. Later, he decided to continue to flee and fled to Ningde, Fujian. During his escape, Zhou Yongsen said that his life was very difficult, but the idea of revenge on his ex-wife never disappeared. It turned out that he blamed his many frustrations on divorce.

　　Chen Yong, Instructor of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceHe is rather withdrawn and not very good at communicating with others. He likes to think about things in his own mind, and sometimes he thinks about them, especially with a violent tendency to retaliate against his ex-wife.

　　Zhou Yongsen’s ex-wife worked as a waiter in a local hotel in Xuyi. In 1998, they got married and gave birth to a boy. Because of his wife’s good looks, Zhou Yongsen often suspected that she was having an affair, so they quarreled and even had a domestic violence. Finally, the ex-wife couldn’t bear it and chose to divorce.

　　After divorcing his ex-wife, Zhou Yongsen talked about several girlfriends, but the woman said that she had terminated her relationship with him because of personality problems. In 2008, he met Ning and thought he had found a true lover, but he didn’t expect Ning to break up soon. Not long after that, Zhou Yongsen brutally killed Ning in the street.

　　Zhao Biao, Deputy Chief of Criminal Police Brigade of Xuyi County Public Security Bureau, Huai ‘an City, Jiangsu ProvinceAfter killing two people in that business in 2008, his desire to retaliate against his ex-wife became stronger. Because of this idea, he has been wandering outside for so many years.

　　The suspect Zhou Yongsen confessed that during his escape, he never dared to go to places where he needed to prove his identity, did not dare to work, and even dared not rent a house. He could only live in culverts or abandoned houses and make a living by picking up waste plastic bottles. However, it is not easy to live without a fixed place and eat the last meal.

　　In March 2014, Zhou Yongsen, who had fled for five years, once again returned to Xuyi to carry out a plan to retaliate against his ex-wife. However, because his ex-wife was not at home, he did not succeed. He fled back to Ningde again. He always feels that he can still hide, wait for the opportunity and commit crimes again as he did last time. What he didn’t expect, however, was that a hunting net had spread.

　　On June 8, 2019, the suspect Zhou Yongsen identified the scene under the leadership of the police. At this point, this case that has gone through nearly eleven years has finally been solved.

　　"I have many hobbies. My biggest hobby is reading. Reading has become a way of life for me." In 2013, the Chairman of the Supreme Leader said in a joint interview with the BRICS media. A year later, in Sochi, Russia, he mentioned reading again when talking about his personal hobbies: "Reading can keep people alive, inspire people with wisdom, and nourish people with lofty spirit."

　　From Liangjiahe to Zhongnanhai, from grass-roots work to governing the country, the supreme leader always regards reading and learning as a life attitude, a work responsibility and a spiritual pursuit.

　　On different occasions at home and abroad, he quoted classic works many times and listed a rich list of books — — Leading cadres are required to seriously study the works of Marxism–Leninism classic writers such as the communist party Declaration and Das Kapital, and draw ideological nutrition from them; Understand the history, and inherit the national spirit and excellent national culture from ancient poetry classics such as Interpretation of the Analects of Confucius, Ancient Poetry Source, Book of Songs and Warning to the World; Read foreign classics such as War and Peace, The Old Man and the Sea, Resurrection, etc., and gain a deeper understanding of different cultures and civilizations … …

　　On the occasion of World Reading Day, we should learn from the reading attitude of the Supreme Leader General Secretary, "If you don’t know anything, you will be thirsty for knowledge", draw wisdom from reading and cultivate spiritual strength.

　　Classic works of Marxism — — "Draw ideological nutrition from it"

　　The works of Marxism-Leninism have always been an important part of the recommendation list given by the Supreme Leader General Secretary to party member cadres.

　　The supreme leader once pointed out that leading cadres should generally read books in three aspects. Among them, the first one is contemporary China’s Marxist theoretical works. While studying these works, the Supreme Leader also requested to trace back to the source and seriously study the works of Marxism–Leninism’s classic writers.

　　From communist party Declaration to German Ideology, Das Kapital and Critique of the Gotha Program, it is always the supreme leader’s insistence to "learn and make good use of the classic works of Marxism such as the communist party Declaration", and it is also his consistent requirement for the vast number of party member cadres, especially senior cadres.

△ The Chinese translation of the communist party Declaration published in August (left) and September 1920.

　　Under the kerosene lamp in the cave, the young supreme leader read Das Kapital three times, took many notes and read several different versions.

　　He once shared his reading experience in those years: "At that time, I read some works of Marxism-Leninism. At the age of 15, I already have the ability of independent thinking. Through constant re-examination, I have achieved the negation of negation and gained new knowledge by reviewing the past. I gradually feel that Marxism is indeed the truth, that the Communist Party of China (CPC)’s leadership is indeed the people’s choice and historical choice, and that the socialist road we are taking is indeed the only way. This kind of conclusion drawn through your own thinking and understanding will be unwavering. "

△ Several versions of Das Kapital and communist party Declaration are displayed in the library of Renmin University of China. In 2022, when General Secretary of the Supreme Leader visited Renmin University of China, he visited the library.

　　Someone once asked the supreme leader: "How to read the original Marxism as soon as possible, is there any trick?"

　　"There is no trick, that is, to read it repeatedly and attentively, and to put the original Marxist works ‘ Thick reading thin, thin reading thick ’ 。” He replied like this.

　　Many years later, the General Secretary of the Supreme Leader also told the cadres in party member: "If you feel insecure, study the classic works and read the communist party Declaration several times."

　　In his view, the communist party Declaration is a rich theoretical treasure house, which has made many theoretical contributions, and it is worthy of our repeated study and in-depth study, and constantly draw ideological nutrition from it.

　　Chinese cultural classics — — "Inherit the endless spirit of the Chinese nation"

　　"The Chinese nation has advocated reading since ancient times, paying attention to knowledge and sincerity, inheriting the endless spirit of the Chinese nation and shaping the self-confidence and self-improvement of the people of China." Last year’s Reading Day, in a congratulatory letter to the first National Reading Conference, the General Secretary expounded the significance of reading to inheritance.

　　Chinese culture has a long history and is profound, just like a treasure. Once explored, it will be useful for life.

　　When working in the local area, the supreme leader has the habit of reading local chronicles carefully. He once said: "To understand the important situation of a place immediately, we must understand its history. The reliable way to understand history is to look at the ambition. " "In the past, wherever I went, the first thing I did was to read local chronicles."

　　In 1980s, Zhengding County Committee of Hebei Province decided to compile Zhengding Ancient and Modern. "How can I make up this book? A clever woman can’t cook without rice! " The relevant staff searched everywhere and found no information, so they had to ask the supreme leader of the county party Committee secretary for help. The supreme leader said, "I have a complete set of Zhengding Prefecture Records and a set of Zhengding County Records, which all record the history of Zhengding in detail." And these ancient books are copies collected by the supreme leader himself, which are very rare.

△ The supreme leader when working in Zhengding

　　When working in Zhejiang, the Supreme Leader asked Shaoxing leading cadres to recite Preface to Lanting Collection and Hairpin Phoenix to enhance their understanding of local history and culture.

　　党的十八大以来，最高领袖总书记到孔子故里山东曲阜的孔府和孔子研究院参观，表示要仔细看看《孔子家语通解》《论语诠解》这两本书；到北大探望国学泰斗汤一介，了解大型国学丛书《儒藏》编纂情况；在出访途中万米高空的专机上，与记者谈论“古诗文经典已融入中华民族的血脉，成了我们的基因”……

△ Visitors visit the Confucius Museum in Qufu, Shandong.

　　《古诗源》《诗经》《天问》《喻世明言》《警世通言》《醒世恒言》……总书记提及的一本本典籍、一篇篇作品里，流淌着中华民族涵养的浩然之气。以中华文明为源头活水，我们要使中华优秀传统文化成为“中华民族的突出优势”“最深厚的文化软实力”。

　　外国文学名著——“领略人类文明的博大精深、丰富多彩”

　　在河北正定工作时，最高领袖同陆树棠等友人谈论俄国文学，大家聊到托尔斯泰。

　　最高领袖说：“哪个托尔斯泰？”

　　陆树棠愣了一下，心里想：习书记这么有学问，难道不知道托尔斯泰的大名？

　　最高领袖接着说：“俄国有两个托尔斯泰。一个是列夫·托尔斯泰，写过《战争与和平》《安娜·卡列尼娜》《复活》，我读过。还有一个是阿·托尔斯泰，他是剧作家和诗人。”

　　In the supreme leader’s mind, understanding philosophers, writers and their works of different countries and nationalities is the best way to understand and communicate with each other. Reading foreign classics can not only help us understand different cultures of different countries, but also better appreciate the profoundness and richness of human civilization.

　　At the commemorative meeting of the 50th anniversary of the establishment of diplomatic relations between China and France, the Supreme Leader mentioned many works that had influenced him: "Reading books on modern French history, especially the history of the French Revolution, has enriched my thinking on the law of political evolution of human society. Reading the works of Montesquieu, Voltaire, Rousseau, Diderot, Saint-Simon, Fourier and Sartre has deepened my understanding of the role of ideological progress in the progress of human society. Reading the works of Montaigne, La Fontaine, Moliere, Stendhal, Balzac, Hugo, Dumas, george sand, Flaubert, Dumas, Mo Bosang, romain rolland, etc., has increased my feelings about the joys and sorrows of human life. "

△ On September 22, 2015, the Supreme Leader attended a welcome banquet jointly hosted by the local government of Washington State and American friendship groups in Seattle, USA, and mentioned "The Old Man and the Sea" in his speech.

　　In 2015, in Seattle, USA, the Chairman of the Supreme Leader told a story about his "literary love": "Hemingway’s" The Old Man and the Sea "left a deep impression on the description of squally winds and rainstorms, huge waves and boats, old people and sharks. The first time I went to Cuba, I made a special trip to the pier where Hemingway wrote The Old Man and the Sea. The second time I went to Cuba, I went to Hemingway’s usual bar and ordered Hemingway’s favorite rum with mint leaves and ice. I want to experience the spiritual world and field atmosphere when Hemingway wrote those stories. I think we need to know more about different cultures and civilizations. "

△ In September 2021, readers read at the 28th Beijing International Book Fair.

　　I am full of poetry and books. Let’s follow the list of books listed by the general secretary, read more and better books, cultivate lofty spirit, shape noble personality, and constantly improve humanistic quality and spiritual realm.

　　Producer: Geng Zhimin

　　Producer Xing Lai

　　Editor-in-Chief Ning Lili

　　Write Zhang Yanan.

　　Visual sense Jiang yuhang

Firewire opportunity, depth quick comment! Hello, everyone, I am a little god of wealth ~

This week, the real estate sector was injected with a shot in the arm, and Friday’s heavy policy release made the overall market jump from the shock adjustment in the previous four trading days, showing a remarkable rebound trend.

Real estate and related sectors, including banking, insurance, building materials and household items, have shown a strong momentum like sailing boats. Take real estate ETFs and building materials ETFs as examples. This week’s increase has exceeded 7%, and the plate effect is shocking!

So, how long can this feast of the real estate sector last? No one can predict it accurately. However, we can refer to a set of statistics released by Caitong Securities:

Since 2022, there have been four rebounds in the real estate sector. The average increase of the real estate sector index in the past four times was 18%, which lasted for 28 days, and the turnover rate at the high point was 3.2%. It is worth noting that after this week’s surge, the increase performance of this round of real estate sector has exceeded the historical average.

The real estate sector is so hot that the FireWire Quick Review Team will naturally not be absent. It has been tracking this sector in depth for three consecutive weeks, and the related stocks shared have also gained gratifying results. In addition, this week also paid special attention to the leader of the big financial sector — — Bank shares. Let’s give you a simple answer.

On the morning of May 9, Hangzhou officially announced the complete cancellation of the property market purchase restriction policy. Xi’ an followed closely, and also canceled the housing purchase restriction measures. Professionals predict that a rare wave of policy relaxation will begin in May.

Open source securities believes that the current signal of stable real estate is clear, and it is expected that the real estate policy will continue to be loose in the future, and there is still room for the release of housing demand. Mega-cities are actively and steadily promoting the transformation of villages in cities, and more countercyclical adjustment measures are expected to accelerate the landing. Therefore, the plate has good investment opportunities.

The FireWire Quick Review Team sorted out the investment logic and related stocks of the real estate sector for the first time, and released the information before the close of trading on May 13th. Among them, China Merchants Shekou, Poly Development and China Communications Real Estate, the highest growth rates reached 17.73%, 17.65% and 16.63% respectively within five days after the release of the information, which was quite gratifying.

On May 13th, the central bank optimized the "swap link" mechanism, including the introduction of interest rate swap contracts with the settlement date in the international money market as the payment cycle. In addition, National Inter-bank Funding Center, Inter-bank Market Clearing House Co., Ltd. and Hong Kong OTC Clearing House Co., Ltd. will simultaneously introduce other system optimization and preferential measures to reduce the business participation cost of domestic and foreign investors.

In the past, the valuation of bank stocks was suppressed by the downturn of the real estate cycle. As the macro-economy of China continues to pick up and improve, the financial risks generally converge, and the factors that suppress the valuation are expected to be released slowly. SDIC Securities believes that looking forward to the future, it is an objective fact that the fundamentals of banks are under pressure, but the valuation and institutional positions are also at a low level, and pessimistic expectations have been reflected in the stock price, so we should not be pessimistic about bank stocks.

The firewire quick review team quickly followed the investment logic of the banking sector and related stocks, and released the information before the market closed the next day (May 14th). Among them, the highest increase of Bank of Ningbo was 6.5% within five days after the information was released.

Since the beginning of this year, the large-cap stocks represented by the big financial sector have performed very well, and the confidence of investors is constantly being repaired. The next market performance is still worth looking forward to.

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Cover image source: national business daily Liu Guomei photo

　　Yesterday, although the European stock market that led to the global "Black Monday" rebounded slightly, in the intensified financial crisis, the rescue measures of European countries "everyone cleans his own door" still worried investors. Although all countries are on high alert, the financial crisis has spread to Europe like a virus.

　　Although European countries frequently take countermeasures, so far, all countries are "fighting alone" or several countries are temporarily United, lacking overall coordination at the EU level, and it is even more difficult to come up with a 700 billion rescue package like the United States. Analysts believe that given that the European economy is more dependent on the financing of the banking system, if the EU does not follow the example of the United States as soon as possible to help banks get rid of bad debts and ease the credit crunch, the impact of this financial crisis on Europe may even be more serious than that of the United States.

　　Many people in the industry have appealed that the current financial crisis is no longer a problem that can be solved by a government’s rescue plan. It needs the joint consultation of the main participants in the global financial market.

　　America

　　Accelerate the start of the rescue plan, and the Fed’s capital injection will be expanded to 900 billion yuan.

　　Although the $700 billion rescue plan has been settled, in order to stabilize investors’ confidence, the US government further promised to introduce specific implementation measures for the rescue plan as soon as possible and take a series of practical actions. In order to refine the implementation plan, the Ministry of Finance turned to Wall Street, and planned to hire a number of financial companies to help control the implementation process of the plan, which were responsible for mortgage-related securities and overall loan business. The US Treasury Department announced a series of principles for selecting Wall Street companies and coordinating the interests of outsourcing companies on the 6th.

　　On the 6th, the Bush administration announced that it had instructed Neil Kaska, Assistant Minister in charge of international affairs of the Ministry of Finance, to lead the temporary establishment of a new department, the Financial Stability Office. Kaska Li, 35, is one of the senior advisers of Treasury Secretary Henry Merritt Paulson. Before joining the Ministry of Finance, he worked for Goldman Sachs. On the same day, the Federal Reserve also decided to start paying interest on bank reserves and announced that it might expand its loan scale to 900 billion US dollars.

　　At the same time, the Federal Reserve announced on the 6th that it approved Mitsubishi UFJ Financial Group, Japan’s largest commercial bank, to acquire part of the shares of Morgan Stanley in the United States. In a brief statement, the Federal Reserve said that the committee agreed to Mitsubishi UFJ Financial Group to acquire up to 24.9% of Morgan Stanley’s voting shares. As the second largest investment bank in the United States. On September 21, Morgan Stanley and Goldman Sachs, the largest investment bank in the United States, which were seriously affected by the financial crisis, were approved by the Federal Reserve and turned into bank holding companies. In this way, the two companies can set up savings branches to absorb deposits, and at the same time enjoy the financing treatment given by the Federal Reserve to commercial banks.

　　The "Presidential Financial Market Working Group", including US Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke, said that it would "make efforts on multiple fronts" to implement the broad powers granted to the government by the Congressional financial rescue bill.

　　◎ Europe

　　Large financial institutions are frequently in emergency, and central banks are busy injecting capital.

　　Although all countries are on high alert, the financial crisis has spread like a virus. A week ago, European countries were still making suggestions on how to help the United States tide over the difficulties; But a week later, the financial crisis surged, and they were too busy. In the past few days, large European financial institutions have been in a hurry. Fortis Group, a banking insurance giant covering the Netherlands, Belgium and Luxembourg, was officially taken over by BNP Paribas on the 6th. In the same week, the Icelandic government also bought out UniCredit Italy, which has operations in Milan, Germany and Eastern Europe. In Germany, the German government announced last weekend that it would adopt a new rescue plan for the troubled mortgage lender Hypo Real Estate Holdings, with a total scale of 50 billion euros. Against the background of the deepening banking crisis, the European interbank lending market was frozen on Monday.

　　In the face of the fierce financial crisis, many countries in the European Union have been forced to take "drastic measures" of large-scale capital injection or nationalization in recent days to help their financial institutions tide over the difficulties. The financial situation in Germany is grim because banks and real estate mortgage credit companies have suffered serious losses from the impact of the new round of financial turmoil. The German government has successively introduced many emergency measures to save people’s confidence and maintain financial stability. German Chancellor Angela Merkel said that the government will not allow the plight of a single financial institution to evolve into the plight of the entire financial system. However, German Finance Minister Steinbrü ck admits that saving the German real estate financing mortgage bank is not enough to maintain the long-term stability of the German financial market, which is still in a high-risk period.

　　British Chancellor of the Exchequer Darling said on the evening of the 5th that he began to consider using taxpayers’ money to provide assistance to troubled British financial institutions on the premise that all parties and central banks in Britain supported the partial nationalization of the banking industry. Although the inflation pressure in Britain is still high, the Bank of England, the central bank of Britain, is expected to make a decision to cut interest rates this week in order to cooperate with the government’s financial rescue plan. Analysts predict that the Bank of England is likely to announce a 0.5 percentage point reduction in the benchmark interest rate to 4.5% on the 9th.

　　In the face of the financial crisis that spread from the United States to Europe, France adopted a relatively cautious attitude. The French government has always stressed that the French financial system is stable, and the main business of major banks is still savings, while investment banking and subprime lending are not carried out much. Up to now, the French government’s assistance to banks is limited to Dexia Bank, a joint venture between France and Belgium. Large financial institutions such as French Agricultural Credit Bank and Industrial Bank mainly rely on their own strength to increase their capital. France has also taken some indirect measures to help small and medium-sized enterprises and individuals who are in trouble because of the credit crunch. French President Nicolas Sarkozy announced on the 6th that he would not let domestic bank depositors suffer any losses. This means that France will provide full guarantee for personal deposits.

　　Way out

　　Individual combat is far from enough. Sarkozy called on the EU to hold a group to save the market.

　　Although European countries have stepped in to rescue the market, so far, all countries are "fighting alone" or several countries are temporarily United, lacking overall coordination at the EU level. On the 6th, French President Nicolas Sarkozy, who holds the rotating presidency of the European Union, said on the 6th that he would work to persuade other EU member states to coordinate their actions with France, Germany, Britain and Italy in the face of the financial crisis. On the same day, EU member states issued a statement saying that EU member states will take all necessary measures to ensure the stability of the financial system, including injecting funds by central banks, taking measures against individual banks and safeguarding depositors’ deposits. The leaders of EU member states acknowledge that to take these measures, EU countries need close cooperation.

　　However, this statement does not mean that European countries will work together with Qi Xin to fight the financial crisis. Last week, Ireland took the lead in announcing the guarantee of the safety of all personal deposits of domestic savings institutions. Ireland’s measures initially aroused the dissatisfaction of other EU member states, believing that this scheme would undermine fair competition among banks. Ironically, as of yesterday, Belgium, Germany, Greece, Italy, France and other EU member states have taken similar measures.

　　At the mini-EU summit held on the 4th, although the leaders of France, Germany, Britain and Italy emphasized that countries should strengthen coordination in dealing with the financial crisis, the meeting failed to change the situation that member countries were "fighting on their own". The leaders attending the meeting rejected the American-style rescue plan and failed to come up with a plan similar to the US$ 700 billion financial rescue plan.

　　Although Italy, France and other countries tend to rescue the market in a unified way, France even proposed to set up a fund with a total amount of 300 billion euros jointly funded by EU member States to implement a unified rescue plan for troubled EU financial institutions, but under the strong opposition of Britain and Germany, the plan was declared bankrupt. The German government believes that for financial institutions in trouble, they must be responsible for their business activities, and the government should not take taxpayers’ money to save them.

　　However, at the meeting of euro zone finance ministers held on the 6th, the trend of individual actions by countries has not changed substantially, and the pan-European financial rescue fund widely expected by European financial circles has not yet revealed its dawn. Pedro Sauer Weiss, Spanish Minister of Economy and Finance, said that it is meaningless for the EU to copy the US$ 700 billion rescue plan, but this does not mean that Europe cannot find a joint rescue measure suitable for itself.

　　Although EU countries have different reasons for refusing to rescue the market, analysts point out that this is mainly subject to the political structure of the EU. Although the process of European integration is deepening, the EU is composed of 27 sovereign countries after all. Based on the different situations of each country, when it comes to vital interests, the first thing that member countries think of is self-protection.

　　Last week, 10 well-known European economists jointly warned that, in view of the high interdependence among European banks, the strategy of "fighting alone" or "temporarily organizing groups" is still effective so far, but it is far from enough. They believe that only rapid and coordinated actions at the EU level can prevent the financial crisis from getting out of control in Europe, and the EU should make a systematic response to this systemic crisis, instead of rescuing a bank.

　　Although the market is calling for Europe to rescue the market, a survey shows that most experts in Europe are not optimistic about the formation of a unified financial rescue plan for the European Union. Some analysts believe that the EU has not yet established an integrated relationship in the political and regulatory fields to deal with today’s crisis. At present, the ECB’s power is limited to interest rates and overall monetary policy, but it does not have the power to supervise private banks. (Reporter Sun Juncheng)

Editor: Wang Jiaolong

　　Xinhua News Agency, Shanghai, March 16th Question: sorting out the "textual research" of the storage division is like a cluster of chaos: do you get a high salary for employment? Not that beautiful!

　　Xinhua News Agency "Xinhua Viewpoint" reporter Lan Tianming

　　"Earn 10,000 yuan a month immediately after completing the study", "issue a nationally recognized vocational certificate" and "distribute with a certificate" … … A survey by Xinhua Viewpoint reporter found that at present, some training institutions create training traps under the guise of sorting out the storage industry and taking "employment package distribution" and "easy to get high salary" as bait, causing a large number of complaints and disputes.

　　Part of the training "increase money step by step"

　　Some job seekers reported that after seeing the advertisements for the training of receptionists on short video platforms and websites, they encountered a trap in paying for training. On the black cat complaint platform, there are hundreds of related complaints.

　　Ms. Peng from Shenzhen said that after filling out the training registration form, a training institution called and said that the sorting and receiving division industry was very popular, and the hourly income could reach 300 yuan to 1000 yuan. However, to engage in this profession, you must obtain a training certificate, and you can arrange employment after institutional training. The higher the level of research, the higher the income.

　　"I spent 2980 yuan to sign up for the cheapest intermediate organizer course. After paying the money, the institutional teacher only gave me a bunch of recorded videos for self-study. Without any live courses and offline teaching, most video content can be found online. " Ms. Peng said.

　　In addition, some complainants reported that the personnel of the training institution promised to disclose the examination questions to the students in advance, and the examination was "passed". "Before the exam, I paid the 600 yuan exam fee. The exam was actually conducted on a small program on the WeChat platform, and only five people took the exam together. Even so, the promised ‘ Package ’ It doesn’t count, I didn’t pass the first time, and I was asked to pay the 400 yuan make-up exam fee and passed it twice. " Ms. Hu from Jiangxi said.

　　Ms. Huang from Zhejiang said: "The organization told me that I can earn more money by upgrading to an advanced class. After I handed it over to 1000 yuan, I said that if I continued to add money, I would be exempted from the practical test. Finally, I have to pay the printing fee and freight of 700 yuan training certificate. "

　　In addition, there are cases in which students encounter "loss of association" after paying the money. "After I signed up to pay the money, I asked about the time and place of the exam. As a result, the other party never replied. Later, the phone was not answered, and my circle of friends blocked me." A complainant said.

　　More noteworthy is the certificate of spamming. The reporter contacted a number of training institutions and found that the so-called "recognized by the labor department" training certificates were issued by various parties, including so-called industry associations and overseas organizations.

　　A trainer provided the reporter with the "Vocational Skills Training Certificate" of the organizer certified by an education center. The reporter logged on the website of the certificate to inquire about the information of the certificate, and the relevant page was displayed as "No data available".

　　The reporter’s inquiry found that there was no information about "sorting and storing division" in the National Vocational Qualification Catalogue (2021 edition) issued by the Ministry of Human Resources and Social Security. According to the requirements, professional qualifications are not allowed to be licensed and recognized outside the catalogue.

　　Wang Jieying, a lawyer in Shanghai Branch of Beijing Tianchi Juntai Law Firm, said that some training institutions just use the blind spot of students’ knowledge to carry out false propaganda such as "must be certified to work", "certified by authoritative departments" and "universal", deliberately confusing vocational qualification certificates with training certificates, and then making profits.

　　What is the final result of the promise of employment and high salary?

　　"After the certificate, the agency said that I would push my information to the job search platform and let me wait for the work phone at home. But more than half a year has passed and there is still no list. " Ms. Wang from Shanxi told reporters.

　　Many complainants said that after reporting to the training institutions that they had not received the job invitation, the personnel of the institutions turned to promote their so-called "city partner project": as long as they received the team order, they could earn 50% commission on the total order, "two orders a day, and immediately earned 10,000 yuan".

　　"In order to join the partnership project, I paid another 23,000 yuan ‘ Occupation fee ’ Later, I found that something was wrong and asked them for a refund. As a result, people could not find it. " Ms. Wang said.

　　A person in charge of a large domestic company in Shanghai said that the company can provide off-line vocational training that needs to be paid. The course content includes the storage of housing items, color matching, moving line design in the house, etc. The training price is around 1000 yuan.

　　"But after training, we generally don’t directly promise to get a job. We need to look at the skills of the trainees after training and then apply for a job, and issue a certificate certified by the company itself. The purpose of issuing the certificate is to give the employer a reference, that is, the housekeeping company recognizes that the organizer has certain skills. " The person in charge said.

　　In addition, in the domestic market, it is not easy for some training institutions to promise to "get a high salary easily".

　　According to the reporter’s inquiry, the charging standards for sorting and storage services in some big cities are mostly from 100 yuan to 200 yuan per hour, and the sorting and storage division is generally a team work, and the team is composed of consultants, interior designers and sorting and storage division professionals. The above fees cover all personnel and service fees.

　　The relevant person in charge of the above-mentioned domestic companies said: "For most domestic companies, ordinary storage work is sometimes integrated with nanny and cleaning work. If you work full-time in a housekeeping company, one person may not receive a few orders a month, and the income is only 2,000 yuan to 3,000 yuan per month. "

　　Strengthen punishment for illegal acts and improve vocational skills standards as soon as possible.

　　Sky Eye Survey shows that there are currently more than 40,000 "surviving and working" enterprises related to "storage". Experts in the industry said that as a new profession, the sorting and storage division is still in the growth stage, and it is necessary to prevent the "research chaos" from affecting the image and prospects of this profession.

　　Liu Junhai, a professor at the Law School of Renmin University of China, believes that law enforcement departments should strengthen daily supervision, and take measures such as interviews, case investigation, exposure of problems, credit punishment, etc. for relevant training institutions with false propaganda and infringement of students’ rights and interests, so as to force relevant responsible subjects to keep the legal bottom line and standardize relevant behaviors of vocational training.

　　Nie Wei, an associate researcher at the Institute of Vocational Education and Continuing Education, Chinese Academy of Educational Sciences, suggested that the construction of new vocational skill standards and management systems, such as enrolling teachers, should be improved as soon as possible, and theoretical research on the development of skill standards should be strengthened, so that employees can have clear learning objectives, stimulate learning motivation, attract more employees to enter, and make new occupations mature and stable.

　　"According to social needs, to further strengthen the development and promotion of training materials. According to the professional characteristics, do a good job in training curriculum and learning development. At the same time, follow up and investigate the training of sorting and receiving teachers organized by social institutions, and find out the problems existing in teaching materials and courses in time and improve them. " He said.

　　Wang Jieying suggested that job seekers who intend to engage in the occupation of sorting and storing teachers should be vigilant and not blindly believe in the false propaganda of "taking exams, taking exams, and having high salaries". We must resolutely refuse to pay for many times and repeatedly, and beware of fraud.

　　On July 24th, General Secretary of the Supreme Leader presided over the the Political Bureau of the Communist Party of China (CPC) Central Committee meeting to analyze and study the current economic situation and plan the economic work in the second half of the year. The meeting pointed out that "we should make good use of policy space, find the right direction of development, and solidly promote high-quality economic development" and "we should continue to implement a proactive fiscal policy and a prudent monetary policy, continue, optimize, improve and implement the tax reduction and fee reduction policy, give play to the role of aggregate and structural monetary policy tools, and vigorously support scientific and technological innovation, the real economy and the development of small and medium-sized enterprises."

　　Since the beginning of this year, various regions and departments have successively introduced policies and measures to support the development of the majority of business entities. With the gradual implementation of the policy, the burden on enterprises has been further reduced, the development confidence has become more sufficient, and the development vitality has been enhanced. In the first half of the year, the country added 927.9 billion yuan in tax reduction and fee reduction and tax refund deferral; Small and medium-sized enterprises benefited the most, with 576.6 billion yuan of new tax reduction and fee reduction and tax refund deferral, accounting for about 62%.

　　Solve difficult problems, reduce burdens, and help enterprises climb the slopes.

　　Since the beginning of this year, macroeconomic policies have remained continuous, stable and targeted, and coordination and cooperation of various policies have been strengthened; All localities actively innovate the means and methods of assistance, improve the effectiveness of policy implementation, help enterprises ease the pressure of operation, enhance the confidence to tide over difficulties and expand production, and achieve recovery and development.

　　— — Give full play to the dual functions of monetary policy tools in aggregate and structure, and provide credit support for enterprises.

　　"The tea garden has the right to help enterprises get through financing, and our spring tea has achieved both production and sales." Wang Genhai, head of fuding city Haiyun Zhenpin Tea Industry Co., Ltd., said.

　　"It is difficult to confirm the right, which is the financing blocking point of agriculture-related enterprises. Fuding city actively carries out the registration of production factors such as mountains, tea gardens, orchards and factories. On this basis, financial institutions tailor credit products according to the actual needs of enterprises with special agricultural products to promote agriculture-related enterprises ‘ Changing resources into assets and assets into funds ’ 。” The relevant person in charge of the Fujian Supervision Bureau of the State Financial Supervision Administration said.

　　Structural monetary policy tools "focus on key points, be reasonable and moderate, advance and retreat", and continue to increase support for key areas and weak links of the national economy such as inclusive finance and scientific and technological innovation. At the end of June, the balance of Pratt & Whitney small and micro loans increased by 26.1% year-on-year, 14.8 percentage points higher than the growth rate of various loans; In the first half of the year, the weighted average interest rate of new corporate loans was 3.96%, 25 basis points lower than the same period of the previous year.

　　In the first half of the year, the People’s Bank of China lowered the RRR by 0.25 percentage point, releasing long-term liquidity, enhancing the stability and sustainability of total credit growth, and effectively serving the real economy. RMB loans increased by 15.73 trillion yuan, an increase of 2.02 trillion yuan over the same period of last year.

　　Funds are guaranteed to help the majority of business entities grow up.

　　— — The tax and fee support policies are combined with institutional arrangements and phased measures to reduce the tax and fee burden for enterprises.

　　"Since last year, one tax reduction and fee reduction policy after another has helped us tide over the difficulties." Huang Fei, chairman of Hometown Edge Catering Co., Ltd. in Qiyang City, Hunan Province, said, "In the first half of this year, the policy continued to be optimized. By the end of June, we had enjoyed 97,000 yuan tax reduction and exemption, the funds for purchasing raw materials were guaranteed, and the money for increasing the open-air dining area and attracting new customers was also settled. "

　　Continue and optimize the income tax policies of small and micro enterprises and individual industrial and commercial households; Reduce the VAT rate of small-scale taxpayers to 1%; Small-scale taxpayers with monthly sales of 100,000 yuan or less are exempted from value-added tax … … The finance and taxation departments have issued a series of preferential tax policies that continue to be optimized and innovated. Small and micro enterprises and individual industrial and commercial households have a heavy tax package.

　　— — Return subsidies, supply and demand docking and other measures simultaneously to enhance the ability of enterprises to stabilize their posts and expand their posts.

　　Focusing on the new situation and characteristics of employment and entrepreneurship, various regions and departments have implemented a series of policies and measures to enhance the ability of enterprises to stabilize and expand their posts. Inner Mongolia continues to accurately distribute the stable post return funds directly to eligible enterprises through the "free application and instant enjoyment" model; Heilongjiang provides employment service commissioners for enterprises with strong employment-driven ability, and provides a package of support measures such as employment and training; In Guangdong, high-speed railway station is also a "employment station", which realizes the rapid docking between supply and demand of "recruitment when leaving the gate" and "post selection when arriving at the station" … …

　　In the first quarter, Ministry of Human Resources and Social Security and other departments jointly launched Spring Breeze Action and Employment Assistance Month, and held a total of 58,000 recruitment activities; Solidly carry out vocational skills training, issue more than 2.61 million vocational training vouchers, and carry out subsidized vocational skills training for 3.5 million people nationwide.

　　"Various policies to help enterprises and benefit enterprises have maintained continuity and stability, enhanced accuracy and pertinence, and helped enterprises to ease operational pressure, tide over difficulties, expand production and achieve recovery and development." Ceng Gang, director of Shanghai Finance and Development Laboratory, said.

　　Small and medium-sized enterprises are the main body of private enterprises. The data shows that since the beginning of this year, the development of private enterprises in China has recovered, showing strong resilience and vitality. In the first five months, 3.764 million private enterprises were newly established, a year-on-year increase of 17.2%, 6.5 percentage points faster than the growth rate in the first quarter. By the end of May, there were 86.92 million tax-related business entities nationwide, up 7.5% year-on-year.

　　"The recently released Opinions of the Central Committee of the Communist Party of China and the State Council on Promoting the Development and Growth of the Private Economy proposes to formulate and implement various support policies accurately, respond to concerns and interests in a timely manner, and effectively solve practical difficulties. This is a great encouragement to us, inspiring us to continue to work hard and making us more confident in the future of private enterprises. " Wang Genhai said.

　　Increase kinetic energy and vitality, and save stamina for long-term development

　　General Secretary of the Supreme Leader stressed during his inspection tour in Jiangsu: "It is necessary to strengthen the dominant position of scientific and technological innovation of enterprises, promote the gathering of innovative elements to enterprises, and constantly improve the level of transformation and industrialization of scientific and technological achievements."

　　All regions and departments focus on long-term development, and the policy of benefiting enterprises focuses on stimulating the greater potential of various business entities, providing strong support for promoting sustainable economic growth.

　　— — Encourage R&D investment and help enterprises to shape new development momentum with technological innovation.

　　Fujian Xiamen Tuobao Technology Co., Ltd. is a state-level specialized and special new enterprise focusing on the intelligent overall solution of independent power supply system. In the first half of the year, the company signed a large order, but faced with a large funding gap. China Merchants Bank Xiamen Branch used the re-lending policy of scientific and technological innovation to provide enterprises with special credit support of 30 million yuan in time to help enterprises better apply their innovations.

　　By the end of June, the loan balance of specialized and innovative small and medium-sized enterprises nationwide was 2.72 trillion yuan, an increase of 459.8 billion yuan over the same period of last year, maintaining a growth rate of more than 20% for 14 consecutive months; The loan balance of technology-based SMEs was 2.36 trillion yuan, an increase of 472.7 billion yuan over the same period of last year, with a growth rate of 25.1%.

　　Implement tax incentives and financial incentives to support scientific and technological innovation, establish a normalized working mechanism for financial support enterprises’ scientific and technological innovation system, and improve the mechanism of Industry-University-Research’s achievements docking and industrialization … … The departments of finance, taxation, finance, science and technology should deepen cooperation, unite policy efforts, guide enterprises to increase investment in R&D, enhance their scientific and technological innovation capabilities, and "squat and accumulate strength" for long-term development.

　　— — Guide development expectations and encourage private enterprises to show their talents in the field of "four new economies".

　　During the two sessions of the National People’s Congress this year, the General Secretary of the Supreme Leader stressed that it is necessary to stimulate the vitality of private capital investment, encourage and attract more private capital to participate in the construction of major national projects and key industrial chain supply chain projects, and make greater contributions to building a new development pattern and promoting high-quality development.

　　Beijing launched the first batch of public promotion projects to private capital, with a total of 149 projects to be promoted, with a total investment of 130.8 billion yuan; Shaanxi will upgrade the non-governmental investment projects included in the list of key projects at the city and county levels in terms of land use and environmental assessment … … Since the beginning of this year, all localities have provided strong guarantees, excellent services and implemented them, creating a good environment for all kinds of business entities to invest and start businesses and stimulating their internal vitality. A large number of private enterprises are striving for the first place in the "four new economies" with new technologies, new industries, new formats and new models, and the development momentum is good. By the end of May, there were more than 25 million private enterprises in China’s "four new economies". In the first five months, 2.15 million private enterprises in the "four new economies" were newly established, accounting for 57.1% of the newly established private enterprises.

　　— — Consolidate infrastructure, promote enterprises to "cluster" and create new development advantages.

　　In recent days, in Luojiang Economic Development Zone, Deyang City, Sichuan Province, the newly-built high-standard industrial sewage treatment plant is undergoing the overall commissioning of water inflow, and is ready to be put into operation formally to better meet the sewage treatment needs of high-end manufacturing enterprises. Zhou Xiaolin, director of the Management Committee of Luojiang Economic Development Zone, said that in view of the characteristics of the advanced materials industry, the local government is actively supporting the construction of modern factories and optimizing public services. "Today, high-performance fiber and composite materials, polymer materials and photoelectric materials enterprises ‘ In droves ’ Come and settle down, aggregate the industrial ecology and enlarge the competitive advantage. "

　　Guangxi actively promotes the construction of intelligent transportation and promotes the landing of new digital, networked and intelligent transportation infrastructure; Tianjin focuses on building 5G base stations to promote industrial digitalization and digital industrialization … … The construction of new infrastructure will be accelerated, which will promote the deep integration of digital economy with advanced manufacturing and modern service industries, and help modern industrial clusters and digital industrial parks in various places to flourish.

　　"Strengthening infrastructure construction is conducive to building a foundation for high-quality development and providing a broader growth space for various business entities." Shao Yu, chief economist of orient securities, said.

　　Stabilize expectations, provide excellent service, and plant fertile soil for the growth of business entities.

　　The the Political Bureau of the Communist Party of China (CPC) Central Committee meeting held on April 28th pointed out that it is necessary to adhere to the "Two Unswervings", remove the legal and regulatory obstacles and hidden barriers that affect the fair competition and common development of enterprises of all types, continuously boost the confidence of business entities and help enterprises recover.

　　The business environment is not the best, only better. The tax authorities use tax big data to accurately match the needs of taxpayers. This year, 229 million preferential tax and fee policies have been accurately pushed; The market supervision department strengthens intelligent supervision, establishes a full electronic business license database, actively expands application scenarios, and greatly saves manpower, paperwork and time costs & HELIP; … Since the beginning of this year, all localities and departments have further promoted the reform of key areas of the business environment, promoted the quality and efficiency of government services, and planted fertile ground for the growth and growth of business entities.

　　— — Excellent process, speed, decompression and loosening for enterprises.

　　"Our business involves many fields. Since the Electronic Taxation Bureau realized the comprehensive declaration of multiple taxes, it can complete the declaration and tax payment of related taxes in one interface, which not only saves time, improves work efficiency, but also reduces the cost of human resources." Song Chuqiao, deputy director of the Financial Management Center of Beijing Shougang Construction Investment Co., Ltd. said.

　　Smooth the domestic and international double circulation, and actively unblock and connect the breakpoints. Carry out "multi-tax integration" comprehensive declaration, streamline enterprise registration documents and materials, and a series of specific measures to optimize the business environment are targeted, so that enterprises can let go of their hands and feet for development; We have expanded the pilot scope of facilitation measures such as "direct delivery by ship", "direct loading in Hong Kong" and "joint loading and unloading". Export tax rebates have been accelerated again and again, supporting policies and services have been continuously improved, and enterprises have more confidence in exploring overseas markets.

　　— — Zero distance, non-contact, government service is smarter.

　　Information "runs the road" instead of taxpayers "running errands". By the end of June, the country had handled more than 270,000 cross-provincial electronic tax payments, and the tax payment exceeded 38 billion yuan, exceeding 85% of the annual business volume and 65% of the tax payment in 2022 respectively; A total of 197 commercial banks launched cross-provincial and off-site electronic tax payment services, an increase of 43 over 2022; There are 180 commercial banks that support real-time tax deduction and bank-side tax payment inquiry, accounting for more than 90%.

　　Qingdao, Shandong Province provides enterprises with a variety of personalized examination and approval service modes, such as "doing it offline once", "doing it online all the time" and "doing it near the door". An integrated government service platform was built and put into operation in Xi ‘an, Shaanxi, and the government service system at the national, provincial and municipal levels was opened. Guangdong and Guangzhou speed up the improvement of the digital enterprise service platform, allowing enterprises to choose their own "packages", and one application can handle multiple matters … … All localities actively explore, focus on the needs and expectations of business entities, and provide accurate, convenient and intelligent services for enterprises by digital means.

　　Li Xuhong, a professor at Beijing National Accounting Institute, believes that to persist in focusing on the real economy, we must be steady and down-to-earth, and we must be brave enough to open up new fields and new tracks and cultivate new competitive advantages. In the second half of the year, we should continue to implement various policies that have been promulgated, at the same time actively promote policy optimization and deepening reform, combine the effectiveness of policies with the vitality of business entities, and promote the effective improvement of quality and reasonable growth of the economy.

On June 8, candidates hugged the teacher outside the examination center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, candidates walked out of the test center of Wudang Middle School in Guiyang, Guizhou Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tao Liang photo

On June 8, parents (front row, right) greeted the candidates who walked out of the examination room at the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, candidates walked out of the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, parents (front row, right) greeted the candidates who walked out of the examination room at the examination center of No.19 Middle School in Nanchang City, Jiangxi Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Vientiane photo

On June 8, candidates and parents celebrated at the test center of Weimin High School in Zhengzhou City, Henan Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Zhu Xiangshe

On June 8, candidates and parents hugged outside the test center of Weimin High School in Zhengzhou City, Henan Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Zhu Xiangshe

On June 8, parents of candidates waited outside the test center of No.2 Middle School (West Campus) in Hohhot, Inner Mongolia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Behe photo

On June 8, candidates walked out of the examination room at the test center of No.2 Middle School (West Campus) in Hohhot, Inner Mongolia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Behe photo

On June 8, at the test center of Yinchuan No.2 Middle School in Ningxia, the family sent flowers to the candidates.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tang Rufeng photo

On June 8, candidates walked out of the test center of Yinchuan No.2 Middle School in Ningxia.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Tang Rufeng photo

On June 8, candidates walked out of the examination room at the examination center of No.14 Middle School in Lanzhou City, Gansu Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Ma Xiping photo

On June 8, outside the examination center of No.14 Middle School in Lanzhou City, Gansu Province, candidates and their parents took a group photo as a souvenir.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Ma Xiping photo

On June 8, at the test center of Xinmin Campus of Nanning No.2 Middle School, Guangxi, candidates walked out of the examination room after finishing the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Liu Lingyi photo

On June 8, parents sent flowers to the candidates at the test center of Hefei No.8 Middle School in Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, at the test center of Hefei No.8 Middle School, Anhui Province, a candidate hugged his father after finishing the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, at the test center of Hefei No.8 Middle School in Anhui Province, a candidate ran out of the examination room after the exam.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, a parent waited outside the test center of Hefei No.8 Middle School in Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Han Xu photo

On June 8, outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province, candidates and parents embraced.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

On June 8, candidates and their families took pictures outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

On June 8, candidates and their families took pictures outside the test center of Swan Lake Campus of Hefei No.50 Middle School, Anhui Province.

On the same day, the 2021 college entrance examination ended in some parts of the country.

Xinhua News Agency reporter Huang Bohan photo

In today’s society, buying a house has become an important milestone in many people’s lives. However, for most property buyers, it is unrealistic to pay the full amount at one time, so loans have become the main way to buy a house. This paper will introduce the process and matters needing attention of loan processing in detail to help you better understand and prepare the loan application.

First, the preparatory work before the loan

Before applying for a loan, you need to make the following preparations:

1. credit ratingBanks or financial institutions will evaluate your repayment ability through your credit report. Make sure your credit history is good and avoid overdue repayment or arrears.

2. income statementProvide stable proof of work and income, such as payroll, tax bill or bank account, to prove that you have sufficient repayment ability.

3. Down payment preparationAccording to the current mortgage policy, buyers usually need to pay a certain percentage of down payment. Make sure you have enough down payment funds.

Second, choose the right loan products

There are many kinds of loan products in the market, including fixed interest rate loans, floating interest rate loans and portfolio loans. You need to choose the most suitable loan product according to your financial situation and repayment ability. The following are some common loan types and their characteristics:

Third, submit a loan application

After selecting a loan product, you need to submit a loan application to a bank or financial institution. During the application process, you need to provide the following materials:

1. Proof of identity: ID card, household registration book, etc.

2. income statement: Payrolls, tax bills, bank accounts, etc.

3. Proof of assets: real estate license, vehicle registration certificate, etc.

4. Purchase contract: the purchase contract signed with the seller.

IV. Loan Approval and Lending

After receiving your application materials, the bank or financial institution will conduct a detailed review. After the approval, you will get the loan approval and sign the loan contract. After the contract is signed, the bank will pay the seller the purchase price according to the contract, and you will start to repay according to the repayment plan agreed in the contract.

V. Matters needing attention in repayment

In the process of repayment, you need to pay attention to the following points:

1. Repay on time: Make sure to repay the loan on time every month to avoid default interest.

2. Pay attention to interest rate changesIf it is a floating interest rate loan, pay attention to the change of market interest rate and adjust the repayment plan in time.

3. Early repaymentIf you have the ability, you can consider repaying in advance to reduce interest expenses.

Through the above steps, you can successfully handle (000606) the house purchase loan and realize your dream of buying a house. In the whole process, keep good communication with banks or financial institutions to ensure the accuracy and timeliness of information.

　　 Aston martin, which rarely releases new cars, seems a little busy in 2022. In addition to the final version of Vantage V12, on February 1st, we will welcome a brand-new DBX (Configuration | Inquiry) high-performance SUV, which will become "the most powerful luxury SUV in the world". Not surprisingly, this new car will be DBX S, probably powered by V12 developed in aston martin, instead of the 4.0-liter twin-turbo V8 engine from Mercedes -AMG currently used by DBX, DB11 and Vantage.

　　 According to the officially released Change is Coming preview video, some rims, body and interior of the new aston martin DBX S are displayed, and at the same time, we can appreciate the wonderful sound of the new car. More importantly, the release date of the new car has also been officially confirmed, and it will be launched worldwide on February 1, 2022. It is worth mentioning that the video description also wrote "Change is coming. Power talks。 The world’s most powerful luxury SUV。 01.02.22 (Change is just around the corner, and performance is king. Please look forward to the arrival of the world’s most powerful luxury SUV on February 1), which makes people can’t help but expect the new car to have unparalleled power performance.

　　 At present, aston martin DBX is equipped with a 4.0-liter twin-turbo V8 engine from Mercedes -AMG, and its maximum output power is 542 HP (405 kW) and 700 Nm respectively. China also provides a light hybrid power of a 3.0-liter turbocharged inline six-cylinder engine because of tax reduction. Although DBX S may extend the enhanced version of the V8 engine of AMG, it is more likely to be its own 5.2-liter twin-turbocharged V12 engine. Previous spy photos show that the sound of DBX S is similar to that of other V12 coupes DB11 and DBS Superleggera in aston martin. If the goal of DBX S is the most powerful luxury SUV, challenging competitors such as Porsche Cayenne Turbo GT with 631 horsepower, Bentley Tim Yue Speed with 626 horsepower, BMW X5 M Competition/X6 M Competition with 617 horsepower, Mercedes -AMG GLE/GLS 63 S with 603 horsepower and Rolls-Royce Cullinan with 600 horsepower, then V12 will undoubtedly be the biggest fire protection to achieve this goal.

　　 Aston martin can now have AMG-derived V12 engines with various power adjustment levels, ranging from 600 horsepower of DB11 to 715 horsepower of DBS, and 630 horsepower of DB11 AMR. However, DBX, a 4.0-liter V8 with 542 horsepower, can also be adjusted to increase the total power output, just as Mercedes AMG-GT Black Series can be upgraded to 720 horsepower with a flat crank. Of course, it will be simpler and cheaper for DBX to install a V8 engine with stronger output than V12, and it is obvious that the V8 engine is used in the preview video.

　　 Therefore, how much power DBX S needs to become the most powerful luxury SUV in the world depends on aston martin’s own definition of competitors. The 707-horsepower Jeep Grand Cherokee Trackhawk and 710-horsepower Dodge Durango SRT Hellcat have more than 700 horsepower, but we don’t expect new cars to surpass them, because these two American models are not luxury SUVs; The most powerful competitor, Porsche Cayenne Turbo S E-Hybrid, has only 671 horsepower plug-in hybrid transmission system.

　　 Previously, aston martin DBX S has been tested at newberg Forest Circuit, and its design has been exposed in advance. The new car will be more aggressive than the ordinary version, with a larger grille occupying the visual focus at the front, canceling the horizontal lath shape of the ordinary version and replacing it with a black grid pattern; The front bumper has been redesigned around the new grille, with a single deep air inlet that spans the entire width of the front and rises on both sides of the main radiator grille. The increase in the size of the air inlet indicates the need to cool more powerful power than before. A set of four-outlet tailpipes replaces the double-outlet setting of the ordinary version; Duck tail short tail and full width light bar and roof spoiler are still retained.

　　 In addition, DBX S will also use the improved adaptive air suspension settings to make a more sporty adjustment and improve the steering directivity. DBX S will kick off the new DBX model. Starting from the end of 2022, aston martin will also launch a six-cylinder light hybrid model, and plug-in hybrid vehicles are also in the pipeline. "DBX is about to enter the next chapter, which will set new performance standards. Are you ready for the world’s most powerful luxury SUV? " Aston martin said at the end of the preview video. For more information about DBX in aston martin, please pay attention to the follow-up reports. (Source: Aston Martin Compilation: Kishi.W)

　　Cctv news(Reporter Li Wenxue): Late at night on September 20th, the Harbin Municipal Command for Responding to novel coronavirus’s Pneumonia Epidemic issued Announcement No.69, and implemented temporary control measures for epidemic prevention and control in six districts including Daoli, Daowai, Nangang, Xiangfang, Pingfang and Songbei.

　　Strictly restrict the flow of people

　　People in the area don’t have to leave the area 6, and those who really need to leave the area 6 need to hold two negative nucleic acid tests within 48 hours (interval ≥ 24 hours), with the "Longjiang Health Code" green code. Personnel and vehicles related to emergency, epidemic prevention, commuting, important official duties, people’s livelihood security, etc. need to have a negative nucleic acid test certificate within 48 hours and pass by the green code of "Longjiang Health Code". People and vehicles who really need to go out for medical treatment are not restricted from entering and leaving Zone 6.

　　Take the subway, bus, online car, taxi, etc., strictly implement the requirements of "code scanning, temperature measurement and wearing a mask" (temperature measurement is not required for buses, online cars and taxis), and the passengers in the car shall not exceed 50% of the rated passenger capacity.

　　Strictly control key places

　　All kinds of commercial stores, business premises, hotels, tourist attractions, religious places and institutions strictly implement "code scanning (Longjiang health code+big data travel card), temperature measurement and wearing masks", and check the negative certificate of nucleic acid test within 48 hours. Employees must wear N95 masks in a standardized manner, and the number of customers accepted instantly in crowded places and closed spaces shall not exceed 50% of the maximum carrying capacity.

　　Xiangfang District will suspend the operation of places with dense personnel and closed space, and suspend offline teaching in primary and secondary schools and kindergartens. Specific control measures shall be implemented in accordance with the regulations of Xiangfang District Command.

　　Strictly control aggregation activities.

　　Insist on postponing weddings, keeping funerals simple, and not holding banquets. Funeral activities should be reported to the local community (village) in a timely manner.

　　Advocate residents not to go out unless necessary, try to avoid going to crowded public places, not gathering, not gathering, not having dinner.

　　Strict management of key institutions

　　Welfare institutions, pension institutions and mental health institutions are under closed management, and personnel are prohibited from entering or leaving. Old-age care institutions have suspended accepting new elderly people and stopped visiting activities.

　　The public security judicial and administrative supervision office shall be fully closed, and direct contact with family members shall be suspended.

　　All government agencies, enterprises and institutions carry out "two points and one line" and rush hours, and strictly implement "code scanning (Longjiang health code+big data travel card), temperature measurement and wearing masks" for all those who enter, and check the negative certificate of nucleic acid test within 48 hours.

　　Strict regional nucleic acid detection

　　All personnel (including outsiders) in Area 6 should participate in regional nucleic acid testing according to territorial requirements, so as to ensure that all personnel should be tested and no one is left behind.

　　Participants in nucleic acid testing should consciously obey the on-site management, do personal protection throughout the process, keep a distance of 2 meters from others, and do not cut in line, talk or gather.

　　The management of "Longjiang health code" assigned yellow code for those who did not participate in regional nucleic acid detection according to the prescribed time limit.

　　Strictly implement the "four-party responsibility"

　　All levels, industry sectors, market players and the general public should strictly follow the requirements of epidemic prevention and control, strictly compact the responsibility of territorial prevention and control, industry supervision, unit main responsibility and personal protection, consciously implement the detailed prevention and control measures, weave the prevention and control network tightly, and resolutely prevent the occurrence of large-scale epidemic.

　　The urban two-level and industry authorities have further strengthened supervision and inspection. Any unit, place or individual who fails to strictly implement the prevention and control regulations will be held accountable according to the law.

　　The general public should firmly establish the concept that "everyone is the first responsible person for their own health", earnestly enhance their awareness of prevention, and adhere to the principle of "wearing a mask, washing hands frequently, ventilating more, and not gathering". If symptoms such as fever, dry cough, fatigue, dry throat, sore throat, decreased sense of smell (taste) and diarrhea occur, they should not take medicine by themselves, and should wear a mask to the fever clinic of the nearest medical institution for investigation and treatment as soon as possible.

　　The announcement shall come into force as of the date of promulgation and will be adjusted according to the development of the epidemic.